From: Notan on
On 2/21/2010 9:08 AM, Mr.Jan wrote:
> On Feb 21, 10:09 am, Notan<notan(a)ddressthatcanbespammed> wrote:
>> On 2/21/2010 8:04 AM, Mr.Jan wrote:
>>
>>
>>
>>> On Feb 20, 6:08 pm, Notan<notan(a)ddressthatcanbespammed> wrote:
>>>> On 2/20/2010 4:04 PM, Mr.Jan wrote:
>>
>>>>> On Feb 19, 9:59 am, Notan<notan(a)ddressthatcanbespammed> wrote:
>>>>>> On 2/19/2010 4:59 AM, Mr.Jan wrote:
>>
>>>>>>> On Feb 18, 4:55 pm, Notan<notan(a)ddressthatcanbespammed> wrote:
>>>>>>>> On 2/18/2010 1:33 PM, nob...(a)nowhere.com wrote:
>>
>>>>>>>>> On Thu, 18 Feb 2010 05:31:00 -0500, tmp<t...(a)nowhere.net> wrote:
>>
>>>>>>>>>> nob...(a)nowhere.com wrote:
>>>>>>>>>>> with the banks that Quicken works with
>>
>>>>>>>>>> Mint, as it is now, doesn't do *anything* except track your account
>>>>>>>>>> balances, and display the results in graphs etc.
>>
>>>>>>>>>> You don't pay bills with it, or otherwise manage your money with it. You
>>>>>>>>>> just get to look at it all in one place.
>>
>>>>>>>>> So not very useful to anyone who needs hard records over a period of
>>>>>>>>> years.
>>
>>>>>>>> tmp is saying that you can't pay bills, transfer funds, etc.
>>
>>>>>>>> It keeps records, but that's all.
>>
>>>>>>> Don't forget, MINT is still MINT at this point. It is going to be
>>>>>>> interesting when then first MINT/Quicken Online is presented for beta
>>>>>>> testing. It HAS to be better than the old QOL. I think the original
>>>>>>> idea behind MINT was kind of a facebook financial site. They also
>>>>>>> pride themselves on the fact that you can't log into your accounts
>>>>>>> from MINT as a security feature. Personally, I think that is a good
>>>>>>> thing.
>>
>>>>>> What do you mean "you can't log into your accounts?"
>>
>>>>>> Of course you can. How do you think Mint accesses your FIs' records?
>>
>>>>> Well, Mint goes to your account and extracts a report (that is why
>>>>> they are called a consolidator) . If you have a Yodlee account, you
>>>>> can click "Login to my account" and it will take you to the FI
>>>>> account. Mint.com does not allow that. So if someone does get your
>>>>> password and login ID, they only get to see which FIs you deal with,
>>>>> the balances, and the transactions. They can't use Mint as a doorway
>>>>> to get to your bank and send money.
>>
>>>>> Hence, Mint is only a read only service.
>>
>>>> But, take that same information directly to the FI website and all kinds
>>>> of havoc can be wreaked.
>>
>>>> --
>>
>>>> Notan
>>
>>> Take my bank name and the amount of money I have in it and what are
>>> you going to do with it? How can you wreak havoc with that? You don't
>>> have my name, the account number, the login, the password..... Kind of
>>> like finding the printout of an Excel spreadsheet with bank names and
>>> dollars next to it. What can you do with that?
>>
>> We're not talking "bank name and the amount of money," we're talking
>> logon information (i.e. logon name and password).
>
>
> The login information is encrypted. There are two ways to get in. The
> regular "hacker" who somehow gets your login information to the Mint
> site. This is your biggest risk. He/she can't do anything with the
> information because he can't login to your FI from Mint, he does not
> know your account number, he does not know your login information for
> the FI.
>
> You are concerned that some super hacker is going to override the
> Mint.com security, crack the encryption, harvest your information, and
> THEN log into your bank accounts. I find that to be a pretty obscure
> threat and it should be one of the reasons you monitor for
> unauthorized activity on your account at all times.

You appear to be connected to an Internet that's far more secure than
my Internet.

How do I join?
From: Mr.Jan on
On Feb 21, 11:17 am, Notan <notan(a)ddressthatcanbespammed> wrote:
> On 2/21/2010 9:08 AM, Mr.Jan wrote:
>
>
>
> > On Feb 21, 10:09 am, Notan<notan(a)ddressthatcanbespammed>  wrote:
> >> On 2/21/2010 8:04 AM, Mr.Jan wrote:
>
> >>> On Feb 20, 6:08 pm, Notan<notan(a)ddressthatcanbespammed>    wrote:
> >>>> On 2/20/2010 4:04 PM, Mr.Jan wrote:
>
> >>>>> On Feb 19, 9:59 am, Notan<notan(a)ddressthatcanbespammed>      wrote:
> >>>>>> On 2/19/2010 4:59 AM, Mr.Jan wrote:
>
> >>>>>>> On Feb 18, 4:55 pm, Notan<notan(a)ddressthatcanbespammed>        wrote:
> >>>>>>>> On 2/18/2010 1:33 PM, nob...(a)nowhere.com wrote:
>
> >>>>>>>>> On Thu, 18 Feb 2010 05:31:00 -0500, tmp<t...(a)nowhere.net>          wrote:
>
> >>>>>>>>>> nob...(a)nowhere.com wrote:
> >>>>>>>>>>> with the banks that Quicken works with
>
> >>>>>>>>>> Mint, as it is now, doesn't do *anything* except track your account
> >>>>>>>>>> balances, and display the results in graphs etc.
>
> >>>>>>>>>> You don't pay bills with it, or otherwise manage your money with it. You
> >>>>>>>>>> just get to look at it all in one place.
>
> >>>>>>>>> So not very useful to anyone who needs hard records over a period of
> >>>>>>>>> years.
>
> >>>>>>>> tmp is saying that you can't pay bills, transfer funds, etc.
>
> >>>>>>>> It keeps records, but that's all.
>
> >>>>>>> Don't forget, MINT is still MINT at this point.  It is going to be
> >>>>>>> interesting when then first MINT/Quicken Online is presented for beta
> >>>>>>> testing.  It HAS to be better than the old QOL.  I think the original
> >>>>>>> idea behind MINT was kind of a facebook financial site. They also
> >>>>>>> pride themselves on the fact that you can't log into your accounts
> >>>>>>> from MINT as a security feature. Personally, I think that is a good
> >>>>>>> thing.
>
> >>>>>> What do you mean "you can't log into your accounts?"
>
> >>>>>> Of course you can. How do you think Mint accesses your FIs' records?
>
> >>>>> Well, Mint goes to your account and extracts a report (that is why
> >>>>> they are called a consolidator) .  If you have a Yodlee account, you
> >>>>> can click "Login to my account" and it will take you to the FI
> >>>>> account.  Mint.com does not allow that.  So if someone does get your
> >>>>> password and login ID, they only get to see which FIs you deal with,
> >>>>> the balances, and the transactions. They can't use Mint as a doorway
> >>>>> to get to your bank and send money.
>
> >>>>> Hence, Mint is only a read only service.
>
> >>>> But, take that same information directly to the FI website and all kinds
> >>>> of havoc can be wreaked.
>
> >>>> --
>
> >>>> Notan
>
> >>> Take my  bank name and the amount of money I have in it and what are
> >>> you going to do with it?  How can you wreak havoc with that? You don't
> >>> have my name, the account number, the login, the password..... Kind of
> >>> like finding the printout of an Excel spreadsheet with bank names and
> >>> dollars next to it. What can you do with that?
>
> >> We're not talking "bank name and the amount of money," we're talking
> >> logon information (i.e. logon name and password).
>
> > The login information is encrypted.  There are two ways to get in. The
> > regular "hacker" who somehow gets your login information to the Mint
> > site. This is your biggest risk. He/she can't do anything with the
> > information because he can't login to your FI from Mint, he does not
> > know your account number, he does not know your login information for
> > the FI.
>
> > You are concerned that some super hacker is going to override the
> > Mint.com security, crack the encryption, harvest your information, and
> > THEN log into your bank accounts.  I find that to be a pretty obscure
> > threat and it should be one of the reasons you monitor for
> > unauthorized activity on your account at all times.
>
> You appear to be connected to an Internet that's far more secure than
> my Internet.
>
> How do I join?

Just a matter of reading the facts, lol
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