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From: Notan on 21 Feb 2010 11:17 On 2/21/2010 9:08 AM, Mr.Jan wrote: > On Feb 21, 10:09 am, Notan<notan(a)ddressthatcanbespammed> wrote: >> On 2/21/2010 8:04 AM, Mr.Jan wrote: >> >> >> >>> On Feb 20, 6:08 pm, Notan<notan(a)ddressthatcanbespammed> wrote: >>>> On 2/20/2010 4:04 PM, Mr.Jan wrote: >> >>>>> On Feb 19, 9:59 am, Notan<notan(a)ddressthatcanbespammed> wrote: >>>>>> On 2/19/2010 4:59 AM, Mr.Jan wrote: >> >>>>>>> On Feb 18, 4:55 pm, Notan<notan(a)ddressthatcanbespammed> wrote: >>>>>>>> On 2/18/2010 1:33 PM, nob...(a)nowhere.com wrote: >> >>>>>>>>> On Thu, 18 Feb 2010 05:31:00 -0500, tmp<t...(a)nowhere.net> wrote: >> >>>>>>>>>> nob...(a)nowhere.com wrote: >>>>>>>>>>> with the banks that Quicken works with >> >>>>>>>>>> Mint, as it is now, doesn't do *anything* except track your account >>>>>>>>>> balances, and display the results in graphs etc. >> >>>>>>>>>> You don't pay bills with it, or otherwise manage your money with it. You >>>>>>>>>> just get to look at it all in one place. >> >>>>>>>>> So not very useful to anyone who needs hard records over a period of >>>>>>>>> years. >> >>>>>>>> tmp is saying that you can't pay bills, transfer funds, etc. >> >>>>>>>> It keeps records, but that's all. >> >>>>>>> Don't forget, MINT is still MINT at this point. It is going to be >>>>>>> interesting when then first MINT/Quicken Online is presented for beta >>>>>>> testing. It HAS to be better than the old QOL. I think the original >>>>>>> idea behind MINT was kind of a facebook financial site. They also >>>>>>> pride themselves on the fact that you can't log into your accounts >>>>>>> from MINT as a security feature. Personally, I think that is a good >>>>>>> thing. >> >>>>>> What do you mean "you can't log into your accounts?" >> >>>>>> Of course you can. How do you think Mint accesses your FIs' records? >> >>>>> Well, Mint goes to your account and extracts a report (that is why >>>>> they are called a consolidator) . If you have a Yodlee account, you >>>>> can click "Login to my account" and it will take you to the FI >>>>> account. Mint.com does not allow that. So if someone does get your >>>>> password and login ID, they only get to see which FIs you deal with, >>>>> the balances, and the transactions. They can't use Mint as a doorway >>>>> to get to your bank and send money. >> >>>>> Hence, Mint is only a read only service. >> >>>> But, take that same information directly to the FI website and all kinds >>>> of havoc can be wreaked. >> >>>> -- >> >>>> Notan >> >>> Take my bank name and the amount of money I have in it and what are >>> you going to do with it? How can you wreak havoc with that? You don't >>> have my name, the account number, the login, the password..... Kind of >>> like finding the printout of an Excel spreadsheet with bank names and >>> dollars next to it. What can you do with that? >> >> We're not talking "bank name and the amount of money," we're talking >> logon information (i.e. logon name and password). > > > The login information is encrypted. There are two ways to get in. The > regular "hacker" who somehow gets your login information to the Mint > site. This is your biggest risk. He/she can't do anything with the > information because he can't login to your FI from Mint, he does not > know your account number, he does not know your login information for > the FI. > > You are concerned that some super hacker is going to override the > Mint.com security, crack the encryption, harvest your information, and > THEN log into your bank accounts. I find that to be a pretty obscure > threat and it should be one of the reasons you monitor for > unauthorized activity on your account at all times. You appear to be connected to an Internet that's far more secure than my Internet. How do I join?
From: Mr.Jan on 22 Feb 2010 20:11
On Feb 21, 11:17 am, Notan <notan(a)ddressthatcanbespammed> wrote: > On 2/21/2010 9:08 AM, Mr.Jan wrote: > > > > > On Feb 21, 10:09 am, Notan<notan(a)ddressthatcanbespammed> wrote: > >> On 2/21/2010 8:04 AM, Mr.Jan wrote: > > >>> On Feb 20, 6:08 pm, Notan<notan(a)ddressthatcanbespammed> wrote: > >>>> On 2/20/2010 4:04 PM, Mr.Jan wrote: > > >>>>> On Feb 19, 9:59 am, Notan<notan(a)ddressthatcanbespammed> wrote: > >>>>>> On 2/19/2010 4:59 AM, Mr.Jan wrote: > > >>>>>>> On Feb 18, 4:55 pm, Notan<notan(a)ddressthatcanbespammed> wrote: > >>>>>>>> On 2/18/2010 1:33 PM, nob...(a)nowhere.com wrote: > > >>>>>>>>> On Thu, 18 Feb 2010 05:31:00 -0500, tmp<t...(a)nowhere.net> wrote: > > >>>>>>>>>> nob...(a)nowhere.com wrote: > >>>>>>>>>>> with the banks that Quicken works with > > >>>>>>>>>> Mint, as it is now, doesn't do *anything* except track your account > >>>>>>>>>> balances, and display the results in graphs etc. > > >>>>>>>>>> You don't pay bills with it, or otherwise manage your money with it. You > >>>>>>>>>> just get to look at it all in one place. > > >>>>>>>>> So not very useful to anyone who needs hard records over a period of > >>>>>>>>> years. > > >>>>>>>> tmp is saying that you can't pay bills, transfer funds, etc. > > >>>>>>>> It keeps records, but that's all. > > >>>>>>> Don't forget, MINT is still MINT at this point. It is going to be > >>>>>>> interesting when then first MINT/Quicken Online is presented for beta > >>>>>>> testing. It HAS to be better than the old QOL. I think the original > >>>>>>> idea behind MINT was kind of a facebook financial site. They also > >>>>>>> pride themselves on the fact that you can't log into your accounts > >>>>>>> from MINT as a security feature. Personally, I think that is a good > >>>>>>> thing. > > >>>>>> What do you mean "you can't log into your accounts?" > > >>>>>> Of course you can. How do you think Mint accesses your FIs' records? > > >>>>> Well, Mint goes to your account and extracts a report (that is why > >>>>> they are called a consolidator) . If you have a Yodlee account, you > >>>>> can click "Login to my account" and it will take you to the FI > >>>>> account. Mint.com does not allow that. So if someone does get your > >>>>> password and login ID, they only get to see which FIs you deal with, > >>>>> the balances, and the transactions. They can't use Mint as a doorway > >>>>> to get to your bank and send money. > > >>>>> Hence, Mint is only a read only service. > > >>>> But, take that same information directly to the FI website and all kinds > >>>> of havoc can be wreaked. > > >>>> -- > > >>>> Notan > > >>> Take my bank name and the amount of money I have in it and what are > >>> you going to do with it? How can you wreak havoc with that? You don't > >>> have my name, the account number, the login, the password..... Kind of > >>> like finding the printout of an Excel spreadsheet with bank names and > >>> dollars next to it. What can you do with that? > > >> We're not talking "bank name and the amount of money," we're talking > >> logon information (i.e. logon name and password). > > > The login information is encrypted. There are two ways to get in. The > > regular "hacker" who somehow gets your login information to the Mint > > site. This is your biggest risk. He/she can't do anything with the > > information because he can't login to your FI from Mint, he does not > > know your account number, he does not know your login information for > > the FI. > > > You are concerned that some super hacker is going to override the > > Mint.com security, crack the encryption, harvest your information, and > > THEN log into your bank accounts. I find that to be a pretty obscure > > threat and it should be one of the reasons you monitor for > > unauthorized activity on your account at all times. > > You appear to be connected to an Internet that's far more secure than > my Internet. > > How do I join? Just a matter of reading the facts, lol |