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From: David Lamb on 2 Aug 2010 18:34
On 02/08/2010 2:00 PM, markspace wrote:
> Basically, in international banking, even after a payment is received it
> can be "taken back" if there's any problem with any bank involved in the
> transaction. There's almost no time limit to that "take back" period
> either, even after six months or more it's possible to have a payment
> reversed, iiuc.

I was under the impression that could happen even without the
involvement of an international bank, though my memory of the warning I
once got from a bank employee is rather vague.
From: markspace on 2 Aug 2010 18:44
David Lamb wrote:
>
> I was under the impression that could happen even without the
> involvement of an international bank, though my memory of the warning I
> once got from a bank employee is rather vague.


I think it depends on the type of transfer. In California, a check is a
very strong guarantee of payment. The payee is liable under a large
number of circumstances. Not every type of transfer has such a
guarantee. Lots of electronic ones can be just taken back, although if
the payee is in the same jurisdiction as you it's easier to get redress.
Visa and Mastercard are kind of the middle ground. I've never had to
fight them but I understand it can be done, if you have the proper
documentation.
From: Daniel Pitts on 2 Aug 2010 19:00
On 8/2/2010 3:44 PM, markspace wrote:
> David Lamb wrote:
>>
>> I was under the impression that could happen even without the
>> involvement of an international bank, though my memory of the warning
>> I once got from a bank employee is rather vague.
>
>
> I think it depends on the type of transfer. In California, a check is a
> very strong guarantee of payment. The payee is liable under a large
> number of circumstances. Not every type of transfer has such a
> guarantee. Lots of electronic ones can be just taken back, although if
> the payee is in the same jurisdiction as you it's easier to get redress.
> Visa and Mastercard are kind of the middle ground. I've never had to
> fight them but I understand it can be done, if you have the proper
> documentation.
Someone once hacked into my computer (never leave a VNC server running,
even password protected), and a couple of days later I saw a charge in
my account from PayPal. They used my PayPal account to transfer money
(after converting $ to �). PayPal support was terrible, they closed my
incident ticket saying it was a legit transfer, and they refused to
re-visit the matter.

Luckily my credit union reversed the charges. All I had to do was call
them and say I didn't authorize transaction. PayPal lost out, I no
longer will use their services.

--
Daniel Pitts' Tech Blog: <http://virtualinfinity.net/wordpress/>
From: Arne Vajhøj on 2 Aug 2010 20:55
On 02-08-2010 17:38, Roedy Green wrote:
> On Mon, 2 Aug 2010 10:05:31 -0700 (PDT), Andres Monsanto
> <andres.monsanto(a)gmail.com> wrote, quoted or indirectly quoted someone
> who said :
>> I'm the owner of Summit Technology Innovations, a startup from Mexico.
>> I need someone that can make a web portal that communicates with a
>> Google Spreadsheet as a DB.
>
> You might want to have a look at Athena Integer.

Is "Athena Integer" a programmer that responds to job
posting spam??

> It lets you display
> and update a spreadsheet from many clients simultaneously over the
> web.

Apparently not. But that was what he asked for!

Arne
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