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From: =?ISO-8859-1?Q?Kir=E1ly?= on 1 Feb 2010 12:51
Michael Vilain <vilain(a)nospamcop.net> wrote:
> Another solution is to overpay the credit card by a couple bucks. It
> will force them to send you a refund check costing them way more than
> the amount of the check in time and labor.

*Force* them to send a refund cheque? Don't you have to call them to
request that? When I accidentally overpaid (by about $500), I called to
ask about a refund cheque. After waiting on hold for half an hour, They
said they'd be glad to do it, but it would take six weeks of processing
time. They said that if I wanted it faster, to just visit an ATM and
get a cash advance in the amount of the overpayment. No interest would
be charged on the cash advance, of course.

I ended up dropping it and just spent my way out of the overpayment.

--
K.

Lang may your lum reek.
From: Mike Rosenberg on 1 Feb 2010 15:03
Kir�ly <me(a)home.spamsucks.ca> wrote:

> Michael Vilain <vilain(a)nospamcop.net> wrote:
> > Another solution is to overpay the credit card by a couple bucks. It
> > will force them to send you a refund check costing them way more than
> > the amount of the check in time and labor.
>
> *Force* them to send a refund cheque? Don't you have to call them to
> request that?

I was wondering about that, too. The times I've overpaid it's just been
credited to my account.

--
My latest dance performance <http://www.youtube.com/watch?v=I_9pudbFisE>

Mac and geek T-shirts & gifts <http://designsbymike.net/shop/mac.cgi>
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From: John Varela on 1 Feb 2010 16:36
On Sun, 31 Jan 2010 22:53:08 UTC, Michelle Steiner
<michelle(a)michelle.org> wrote:

>
> In article <7smesvF6epU1(a)mid.individual.net>,
> "John Varela" <OLDlamps(a)verizon.net> wrote:
>
> > After a couple of bad experiences with BofA I opened a USAA Mastercard
> > account and have been happy with their service (as I have been with all
> > other USAA services for over 50 years).
>
> I've been a very happy USAA member for only 34 years.

Ah, well, in only 16 years they'll send you a 50-year-member bumper
sticker. I actually put mine on the car, the only bumper sticker
I've ever used.

--
John Varela
Trade NEWlamps for OLDlamps for email
From: John McWilliams on 1 Feb 2010 16:54
Michelle Steiner wrote:
> In article <1jd8prx.zdmrkn1w149aN%mikePOST(a)TOGROUPmacconsult.com>,
> mikePOST(a)TOGROUPmacconsult.com (Mike Rosenberg) wrote:
>
>>>> Another solution is to overpay the credit card by a couple bucks.
>>>> It will force them to send you a refund check costing them way more
>>>> than the amount of the check in time and labor.
>>> *Force* them to send a refund cheque? Don't you have to call them to
>>> request that?
>> I was wondering about that, too. The times I've overpaid it's just been
>> credited to my account.
>
> I've overpaid a few times, and found that if I didn't use the card within a
> few months after they credited it to my account, they sent me a check.
>
> Way back in 1970 or so, I got a very fancy cashiers check to recover a
> thirty-seven cent overpayment. I think that it's in one of the boxes in my
> garage.
>
And it's still costing them $5.50 annually for the time wasted trying to
reconcile their cash balances....
:-).

--
john mcwilliams
From: =?ISO-8859-1?Q?Kir=E1ly?= on 2 Feb 2010 01:09
Michael Vilain <vilain(a)nospamcop.net> wrote:
> I canceled that card after talking to their
> customer service reps and determining there was no way to "pay forward"
> a card to keep a credit balance in case I wanted to go on another trip.
> Makes me wonder how friends who've traveled around the world for 6
> months do it. Can't be easy finding Internet cafes every 30 days to pay

Does your bank's online account access not offer a scheduled bill
payment service? I can schedule any number of payments of any bill up
to one year in the future. I'll be doing that when I spend a month out
of town this summer.

--
K.

Lang may your lum reek.
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