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From: Peter on 14 Jan 2010 08:45 "Savageduck" <savageduck1@{REMOVESPAM}me.com> wrote in message news:201001132257057987-savageduck1(a)REMOVESPAMmecom... > On 2010-01-13 22:44:38 -0800, John McWilliams <jpmcw(a)comcast.net> said: > >> On 1/13/10 PDT 10:35 PM, Savageduck wrote: >>> My insurance (Allstate) cut me a check for $2824.04 today to cover my >>> stolen D300 + 18-200mm VRII, MB-D10 + EN-EL4a, 16 GB CF, and Promote >>> GPS. >>> >>> $250 deductible, $246.88 recoverable depreciation. >>> >>> Now to order the D300s. >>> >> All's well that ends well! (Er, not totally sure this is a good ending >> for you, but hope so.) >> >> Enjoy! > > Thanks John. > It is a better ending than the one I first imagined. My claim was for > $2964. They calculated retail replacement at $3320.92 less the deductible > and depreciation. > I have priced replacement (I paid $1499 for my D300 body in Nov 2008 and I > have ordered a D300s body from B&H for $1499 w/free shipping!) and it > seems at the end of all this I am going to be out $220. > Phew! > -- > Regards, > > Savageduck > Great. I hopeyou produce many fine photos and have lots of fun with it. Just a hint for the future. Many insurance policies will replace at replacement value, without regard to depreciation. We had such a clause and when, a few years ago needed to make a claim because a neighbor drove his car into our living room, it saved us thousands. -- Peter
From: Savageduck on 14 Jan 2010 09:01 On 2010-01-14 05:45:59 -0800, "Peter" <peternew(a)nospamoptonline.net> said: > "Savageduck" <savageduck1@{REMOVESPAM}me.com> wrote in message > news:201001132257057987-savageduck1(a)REMOVESPAMmecom... >> On 2010-01-13 22:44:38 -0800, John McWilliams <jpmcw(a)comcast.net> said: >> >>> On 1/13/10 PDT 10:35 PM, Savageduck wrote: >>>> My insurance (Allstate) cut me a check for $2824.04 today to cover my >>>> stolen D300 + 18-200mm VRII, MB-D10 + EN-EL4a, 16 GB CF, and Promote >>>> GPS. >>>> >>>> $250 deductible, $246.88 recoverable depreciation. >>>> >>>> Now to order the D300s. >>>> >>> All's well that ends well! (Er, not totally sure this is a good ending >>> for you, but hope so.) >>> >>> Enjoy! >> >> Thanks John. >> It is a better ending than the one I first imagined. My claim was for >> $2964. They calculated retail replacement at $3320.92 less the deductible >> and depreciation. >> I have priced replacement (I paid $1499 for my D300 body in Nov 2008 and I >> have ordered a D300s body from B&H for $1499 w/free shipping!) and it >> seems at the end of all this I am going to be out $220. >> Phew! >> -- >> Regards, >> >> Savageduck >> > > > Great. I hopeyou produce many fine photos and have lots of fun with it. > > Just a hint for the future. Many insurance policies will replace at > replacement value, without regard to depreciation. We had such a clause and > when, a few years ago needed to make a claim because a neighbor drove his > car into our living room, it saved us thousands. Thanks. I was fortunate in that the Allstate adjuster calculated replacement value on list retail, not what I actually paid and claimed. So the depreciation was calculated on the higher figure, and after the $250 deductible I was only out $139.96 on the claim, and once I have totaled up all the replacements that should be around $220. -- Regards, Savageduck
From: Charles E Hardwidge on 14 Jan 2010 12:19 Quit changing the follow-ups when they're set like that. It's not a power struggle or assault on your virginity FFS. Like, duh. Not everything in life revolves around you. FU trimmed to alt.photography -- Charles E Hardwidge
From: George Kerby on 14 Jan 2010 13:10 On 1/14/10 12:35 AM, in article 2010011322354443042-savageduck1(a)REMOVESPAMmecom, "Savageduck" <savageduck1@{REMOVESPAM}me.com> wrote: > My insurance (Allstate) cut me a check for $2824.04 today to cover my > stolen D300 + 18-200mm VRII, MB-D10 + EN-EL4a, 16 GB CF, and Promote > GPS. > > $250 deductible, $246.88 recoverable depreciation. > > Now to order the D300s. Sounds like "You're in Good Hands"! Happy shopping.
From: Eric Stevens on 14 Jan 2010 15:33 On Thu, 14 Jan 2010 17:19:48 GMT, "Charles E Hardwidge" <boing(a)invalid.invalid> wrote: >Quit changing the follow-ups when they're set like that. It's not a power >struggle or assault on your virginity FFS. Like, duh. Not everything in life >revolves around you. Look in the mirror and say that. I don't recall ever seeing anything worthwhile posted by you and this monotonous complaint of yours about trivial cross-posting tempts me to add you to my kill file. > >FU trimmed to alt.photography Eric Stevens
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