iPhone insurance policies
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From: zoara on 24 Feb 2010 06:11 Peter Ceresole <peter(a)cara.demon.co.uk> wrote: > Bella Jones <me9(a)privacy.net> wrote: > > > > Also in the news... > > > <http://www.theregister.co.uk/2010/02/15/iphone_insurance_claims/> > > > > ah yes i saw this.... > > Yes. Just another demonstration that humans are over rated, and that a > great number of them are just sleazebags who are quite willing to > steal > from others- because those fake claims, if paid out, are on the backs > of > other insurees. I know that this is probably a straight consequence of > evolution, but I still feel contempt for them. Yet another reason I don't get insurance; the choice seems to be between being ripped off by people making false claims, or joining them. Hawks and doves, innit? I'd rather just avoid that altogether. (Fraudulently claiming around the time of a newly-released phone? That doesn't just show they're sleazebags, it shows they're not very bright) -z- -- email: nettid1 at fastmail dot fm
From: Peter Ceresole on 24 Feb 2010 07:29 zoara <me18(a)privacy.net> wrote: > Fraudulently claiming around the time of a newly-released phone? That > doesn't just show they're sleazebags, it shows they're not very bright Okay; *stupid* sleazebags, then. As I said, the human race is over rated. But I'll bet chimps are worse. They don't rip other chimps off on insurance, but their bite is vicious. -- Peter
From: Bella Jones on 27 Feb 2010 07:27 zoara <me18(a)privacy.net> wrote: > Bella Jones <me9(a)privacy.net> wrote: > > Woody <usenet(a)alienrat.co.uk> wrote: > > > > > Bella Jones <me9(a)privacy.net> wrote: > > > > > > > Just wondered how everyone insures their iPhone? [...] > > > > > > Phone calls, certainly. �8.24 seems a lot, but then mine isn't > > > insured > > > so I don't know. > > > > yes, whoops, duh - although I bet unlimited isn't really. > > I know of people who easily go over a gig a month without question or > penalty from o2. You'd be able to contact o2 and block the SIM well > before a scallywag ran up that much data. > > Phonecalls are different. Not sure if you're on contract or not, but > even with the free minutes there, mister scallywag could go over. Your > biggest risk is probably them making overseas calls, but you can get o2 > to block those for you. For extra security in this area you could turn > the pinlock on - scallywag then has to guess your four-digit pin before > being able to make calls (though I don't think that stops them swapping > your SIM into a different phone; pretty sure it's a "phone" PIN and not > a "SIM" PIN) > > By the way, you might want to look into reports on phone insurers. Most > of them are distinct ripoffs - not in the casual "that's a lot of money" > sense, but in the "almost never pay out on claims and are often legally > dubious". General advice seems to be to put it on your home insurance. > [not insuring stuff] And then a friend tells you a horror story about how all their stuff was lost/burnt/ etc and then I get paranoid. But yes, probably wasted 100s over all this. OTOH was it a waste for the famous 'peace of mind'? The biggest nonsense are the policies they try and get you to take when you buy an appliance, in case it breaks. Always loads to pay. NB never paid for that. -- bellajonez at yahoo dot co dot uk
From: SteveH on 27 Feb 2010 07:37 Bella Jones <me9(a)privacy.net> wrote: > Just wondered how everyone insures their iPhone? > > The company I am with now has a 'special' iPhone policy, whch is �8.24 > per month. (currently 5.88 for normal phone). > http://www.2u.co.uk/iPhoneInsurance/ > > My home insurance, Endsleigh, would charge �3.33 but fraudulent use is > only up to �150. I would have thought that with data use so much greater > nowadays, someone might well run that up quickly, as well as calls. Or > am I being over paranoid? > > Any thoughts? Check your bank account - if you don't have a 'value added' account with a monthly fee, it may well be worth switching to one. We have a Lloyds Premier account - it looks relatively expensive as a monthly outgoing, until you add up all the benefits given that you'll actually make use of - we get full AA cover (that's the thick end of �200 / year on its own) and mobile insurance amongst other things. All our phones are covered - which means I have been able to ditch my company handset in favour of something half decent without fear of losing it / dropping it at work. -- SteveH
From: Bella Jones on 27 Feb 2010 17:31
SteveH <italiancar(a)gmail.com> wrote: > Bella Jones <me9(a)privacy.net> wrote: > > > Just wondered how everyone insures their iPhone? > > > > The company I am with now has a 'special' iPhone policy, whch is �8.24 > > per month. (currently 5.88 for normal phone). > > http://www.2u.co.uk/iPhoneInsurance/ > > > > My home insurance, Endsleigh, would charge �3.33 but fraudulent use is > > only up to �150. I would have thought that with data use so much greater > > nowadays, someone might well run that up quickly, as well as calls. Or > > am I being over paranoid? > > > > Any thoughts? > > Check your bank account - if you don't have a 'value added' account with > a monthly fee, it may well be worth switching to one. i don't think i need what my lot are offering but good point though... -- bellajonez at yahoo dot co dot uk |