iPhone insurance policies
in [UK Mac]
|
Prev: Gah! iPhone OS3.1.3
Next: berufsunfähig versicherung, versicherungsvergleiche, günstige berufsunfähigkeitsversicherungen, bereicherungsverbot berufsunfähigkeitsversicherung, berufsunfähigkeitsversicherung ablehnung,
From: Bella Jones on 22 Feb 2010 05:30 Just wondered how everyone insures their iPhone? The company I am with now has a 'special' iPhone policy, whch is �8.24 per month. (currently 5.88 for normal phone). http://www.2u.co.uk/iPhoneInsurance/ My home insurance, Endsleigh, would charge �3.33 but fraudulent use is only up to �150. I would have thought that with data use so much greater nowadays, someone might well run that up quickly, as well as calls. Or am I being over paranoid? Any thoughts? -- bellajonez at yahoo dot co dot uk
From: B 650 on 22 Feb 2010 06:01 On 22/02/2010 10:30, Bella Jones wrote: > Just wondered how everyone insures their iPhone? I don't. I've never lost a phone, or broken one to the extent of it being unusable, in 12 years of mobile ownership. This surprises me somewhat, as I can be really rather clumsy at times... > The company I am with now has a 'special' iPhone policy, whch is �8.24 > per month. (currently 5.88 for normal phone). > http://www.2u.co.uk/iPhoneInsurance/ So about �200 over a 2 year contract, thereby assuming you will lose or damage one every 4 years. > > My home insurance, Endsleigh, would charge �3.33 but fraudulent use is > only up to �150. I would have thought that with data use so much greater > nowadays, someone might well run that up quickly, as well as calls. Or > am I being over paranoid? Set up the PIN activated locking feature. Mine locks after 1 minute, and can only be unlocked with my PIN code. The SIM has a PIN set as well, so if it is removed from the phone, it can't be used. Therefore, unless someone gets their mitts on it less than a minute after I'd last used it, and turns it on immediately, there shouldn't be any fraudulent use. I don't know how much calls to the most expensive places/numbers are, but I guess it would still take >30 mins to rack up �150. I would hope I'd notice it was gone within 30 mins, and call my provider to shut it down. > > Any thoughts? > I basically "self insure" my phones. I can afford to replace the phone if I do lose or break it, and given the measures I described above, the chances of fraudulent use are relatively low. The cost of replacing the phone is unpleasant, but not outwith my reach. Obviously, this method is not an option for everyone, but it works for me. Over 12 years I've probably saved in excess of �1000 on insurance I haven't paid, I can't think of an occasion where I would have claimed on it anyway. -- D
From: Woody on 22 Feb 2010 06:03 Bella Jones <me9(a)privacy.net> wrote: > Just wondered how everyone insures their iPhone? > > The company I am with now has a 'special' iPhone policy, whch is �8.24 > per month. (currently 5.88 for normal phone). > http://www.2u.co.uk/iPhoneInsurance/ > > My home insurance, Endsleigh, would charge �3.33 but fraudulent use is > only up to �150. I would have thought that with data use so much greater > nowadays, someone might well run that up quickly, as well as calls. Or > am I being over paranoid? Data use? Isn't it unlimited? Phone calls, certainly. �8.24 seems a lot, but then mine isn't insured so I don't know. -- Woody
From: Richard Tobin on 22 Feb 2010 08:34 In article <1jebal5.197iwzv5mo8rqN%usenet(a)alienrat.co.uk>, Woody <usenet(a)alienrat.co.uk> wrote: >Data use? Isn't it unlimited? Not if you take it abroad. -- Richard -- Please remember to mention me / in tapes you leave behind.
From: Flavio Matani on 22 Feb 2010 08:48
Bella Jones <me9(a)privacy.net> wrote: > Just wondered how everyone insures their iPhone? > > The company I am with now has a 'special' iPhone policy, whch is �8.24 > per month. (currently 5.88 for normal phone). > http://www.2u.co.uk/iPhoneInsurance/ > > My home insurance, Endsleigh, would charge �3.33 but fraudulent use is > only up to �150. I would have thought that with data use so much greater > nowadays, someone might well run that up quickly, as well as calls. Or > am I being over paranoid? > > Any thoughts? I have phone cover (I specified I had an iPhone) with my current bank account (looks wrong written that way round:P). This is Additions with Barclays. There probably are equivalent things with other banks. I do have to pay them a monthly fee higher than what you quoted but there are many other 'benefits', some of which are useful (or potentially useful) to me and others not -as is often the case with bundles. -- flavio matani guitar tuition http://www.flaviomatani.co.uk http://fflavio.com |