From: T Wake on 18 Nov 2006 12:19 <jmfbahciv(a)aol.com> wrote in message news:ejn1tu$8qk_003(a)s771.apx1.sbo.ma.dialup.rcn.com... > In article <ejl597$3a3$5(a)leto.cc.emory.edu>, > lparker(a)emory.edu (Lloyd Parker) wrote: >>In article <a0f2a$455ddc22$4fe7798$2513(a)DIALUPUSA.NET>, >> unsettled <unsettled(a)nonsense.com> wrote: >>>jmfbahciv(a)aol.com wrote: >>> >>>> In article <455C9D51.CF6E6D34(a)hotmail.com>, >>>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >>>> >>>>> >>>>>unsettled wrote: >>>>> >>>>> >>>>>>jmfbahciv(a)aol.com wrote: >>>>>> >>>>>>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >>>>>>> >>>>>>>>[ regarding buying a house on minimum wage ] >>>>>>>>And if you don't have a large extended family ( most ppl don't ) >>>>>>>>what >>>> >>>> then ? >>>> >>>>>>> >>>>>>>There are many ways to accomplish things. It does require setting >>>>>>>a prioity list. If you want to buy a house, you don't spend money >>>>>>>on buying pu-pu platters every night. >>>>>> >>>>>>It begins with simple things, like buying and learning >>>>>>to use 24 cent stamps. >>>>> >>>>>Both of you seem to think one can affiord a house by saving *pennies*. >>>> >>>> >>>> That's how it's done. >>> >>>Take care of the pennies and the dollars will take care >>>of themseves. It is a mindset, not merely a method. >>> >> >>OK, you save $1 a day by not eating out. How long does it take you to >>save > up >>a 20% down payment on a $100,000 house? > > Getting the down payment must not be very important to you. > If you only have $1 a day to spare, it could be the most important thing (after basic food and heating and shelter) in the world and you would still take nearly 55 years. You keep passing off on the problem by saying "they" need to plan or if it was important they could do it. The reality is, living on minimum wage, it is impossible for "them" with all the planning and good intentions in the world.
From: T Wake on 18 Nov 2006 12:22 <jmfbahciv(a)aol.com> wrote in message news:ejn25s$8qk_005(a)s771.apx1.sbo.ma.dialup.rcn.com... > In article <455DE47D.5FD83489(a)hotmail.com>, > Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >> >>jmfbahciv(a)aol.com wrote: >> >>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >>> >unsettled wrote: >>> >> jmfbahciv(a)aol.com wrote: >>> >> > Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >>> >> >>[ regarding buying a house on minimum wage ] >>> >> >>And if you don't have a large extended family ( most ppl don't ) >>> >> >>what >>> >> >>then ? >>> >> > >>> >> > There are many ways to accomplish things. It does require setting >>> >> > a prioity list. If you want to buy a house, you don't spend money >>> >> > on buying pu-pu platters every night. >>> >> >>> >> It begins with simple things, like buying and learning >>> >> to use 24 cent stamps. >>> > >>> >Both of you seem to think one can affiord a house by saving *pennies*. >>> >>> That's how it's done. >> >>From personal experience I can tell you it's done by saving *pounds*, more > like >>tens of pounds. >> >>Being careful with the pennies is a given but the pennies alone won't make > it. > > You are not understanding what we're talking about. Read the > examples that unsettled gave. I do that kind of analysis with > everything. My mother does with even more. Is she just as bad as you? >>> >Do get real. Your answers are quite pathetic and reminiscent >>> >of the worst excesses of the Thatcher era here. >>> >>> Heaven forbid that people take responsibility for themselves >>> and what they do. >> >>You've missed the point entirely. >> >>I notice that you like to paint ppl with a very broad brush as if to >>denigrate >>all those whom you 'disapprove' as if they were all identical >>spendthrifts. > > hmm...this is your pattern. Wow. Do you read your own posts?
From: T Wake on 18 Nov 2006 12:23 <jmfbahciv(a)aol.com> wrote in message news:ejn223$8qk_004(a)s771.apx1.sbo.ma.dialup.rcn.com... > In article <455E7705.774C48AA(a)hotmail.com>, > Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >> >>unsettled wrote: >> >>> Take care of the pennies and the dollars will take care >>> of themseves. >> >>No they don't. > > They do. > >> >>It's a neat way of dodging the issue so it comes as no surprise you'd use > it.. > > This is where your socialist mindset interferes with how those of > us in the US think. Hahahaha. Go on, remind me how the 20 year old, making his way in the world for the first time, survives on minimum wage.
From: T Wake on 18 Nov 2006 12:28 <jmfbahciv(a)aol.com> wrote in message news:ejn2b8$8qk_006(a)s771.apx1.sbo.ma.dialup.rcn.com... > In article <455DE4F6.862F9D33(a)hotmail.com>, > Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >> >>jmfbahciv(a)aol.com wrote: >> >>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >>> >jmfbahciv(a)aol.com wrote: >>> > >> >>re: buying a house >> >>> >>> > >>> >Which is fine for these Portuguese but what about everyone else who > doesn't >>> >have an extended family ? >>> >>> You find friends who will pool. >> >>If you're lucky. > > It has nothing to do with luck. It has everything to do with > intent. You find people who are willing to pool. I probably > would not pick friends. For obvious reasons. This still assumes there are people willing (and socialist) enough to join in with your communal idea. Not everyone will be that lucky. How do you vet your prospective housemates to make sure they are not deranged rapists or the like? How do you divide the ownership of the building? What if one of the commune gets a pay rise and wants to move - s/he has to find some one else willing to buy in. It is madness and it is a sorry state off affairs that this is your best solution. >>> In the early 80s, singles >>> would pool their resources, buy a house and share the mortgage >>> payments. There are all kinds of ways to get started. >> >>I suggest it's not that simple for everyone. > > Of course it isn't simple nor easy. You do have to set priorities > and you have to make choices. Making a choice means that you > have to give something up. That is life. Deal with it. Yeah, when the choice is food or heat and it is winter - which do you pick? Making choices is part of life, however here you are implying that people on very low incomes are "choosing" the wrong things. Not only is this a crass generalisation, it is also pretty wide off the mark. But humour us, how would you budget your $200 a week if your main priority was saving enough to buy a house? What ever your priorities are there are some expenses you can not avoid. >> Mortgage lenders don't like such >>arrangements as a rule either. > > That is why 20% was the down payments. Really? 20% is the down payment because of multiple occupancy housing? Wow.
From: T Wake on 18 Nov 2006 12:30
<jmfbahciv(a)aol.com> wrote in message news:ejn2if$8qk_007(a)s771.apx1.sbo.ma.dialup.rcn.com... > In article <455DE54A.92F4C214(a)hotmail.com>, > Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >> >>jmfbahciv(a)aol.com wrote: >> >>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >>> >jmfbahciv(a)aol.com wrote: >>> >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >>> >> >>> >> >> >I wonder how she got health cover on $2 a month ! >>> >> >> >>> >> >> I didn't have it. >>> >> > >>> >> >Exacttly. So what happened if you got ill ? >>> >> >>> >> I went to bed and let nature work. >>> > >>> >So what happens if the illness is potentially fatal ? >>> >>> Hopefully, somebody would find my carcas and get it removed. >> >>Right. >> >>So you accept that in America, dying from absence of health care is not >> unknown >>? > > Huh? Everybody dies. There is no such thing as a cure for everything. False argument. Using this line of logic, why have any healthcare at all. Dying from an absence of health care is not the same as expecting a cure for everything. You have been disingenuous in the past, but this is a new depth. |