Jihad needs scientists
in [Design]
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From: Eeyore on 6 Dec 2006 08:02 jmfbahciv(a)aol.com wrote: > As we're observing here in this newsgroup, it is a sin > to have to work for a living. Don't be ridiculous. As ever you inflate a tiny idea out of all proportion. Graham
From: jmfbahciv on 6 Dec 2006 08:08 In article <4576BED2.87468C78(a)hotmail.com>, Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: > > >jmfbahciv(a)aol.com wrote: > >> "T Wake" <usenet.es7at(a)gishpuppy.com> wrote: >> ><jmfbahciv(a)aol.com> wrote in message >> >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >>> >> >>>Dear BAH, >> >>> >> >>>the 'entry price round here for even a modest single >> >>>bedroom apartment, never mind >> >>>a house is the equivalent of �300,000. >> >>> >> >>>Please explain how a 'poor person' can acquire one. >> >> >> >> Don't buy in the ritzy neighborhood. Pool resources >> >> with 3 others. There all kinds of ways to get started >> >> owning instead of renting. >> > >> >Hmm. Reading block appears to remain in place. >> > >> >Eeyore isn't talking about a ritzy neighbourhood. >> >> 300,000 pounds for a single bedroom is a ritzy place if >> I did my conversions correctly. > >Whoops ! Whoops forgiven ;-). > >That was meant to be $300,000. OK. That "sounds" much better. > >St Albans is a sought-after location on account of the relatively easy commuting >to London and the reasonable ( I won't say good ) train service to do that. It's >also quite a nice location generally but I wouldn't call my place ritzy even >though it's easily worth $500,000. It's become the fad to live there. This kind of phenomena happens all over the world. Yesterday's warehouse district is today's artsy community which is going to be tomorrow's yuppie haven. That's how property evolves. You are now living in a snooty place :-). My area has evolved in a similar way. The cottage across the street sold for $350K. That's completely insane. > >A newish house 50 yds away with 4 quite small bedrooms and maybe ~ 1500 sq ft >total floor area just went for $800,000. The one across the street may have two bedrooms. > >Prices in the SE of England are pretty damn high not least because there are >jobs here. In 20-30 years, there won't be jobs. /BAH
From: jmfbahciv on 6 Dec 2006 08:13 In article <45759985.33FA2A25(a)hotmail.com>, Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: > > >jmfbahciv(a)aol.com wrote: > >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >jmfbahciv(a)aol.com wrote: >> >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >> > >> >> >Talking of insane have you heard about the bunch of god-believers who >> >> >think humans and dinosaurs once co-existed ? >> >> >> >> Sure. I even know some who think the heavens and the earth have >> >> were created 10,000 years ago...IIRC, that's the number. >> >> <snip> >> >> >> >> >There are many things I find deeply disturbing about the USA ! >> >> >> >> That was the problem I was working on before 9/11. >> > >> >Perhaps you'd like to elaborate ? >> >> The US religious extremists and the European socialist >> extremists are trying to destroy knowledge and get the >> level of knowledge back to the "good ol' days". > >No question about the US religious right but where do you get the ideas about >Europe from ? I don't know of any 'socialist extremists'. And don't just say >that's my upbringing - let's have some facts ! France has a policy of never "importing" language nor ideas until approved or renamed or redone by committee. Unions, by their nature, resist change that would make the work more efficient and/or up-to-date. That diminishes trade drastically as time goes on. > > >> I have been doing little tweaks to prevent that from >> happening. I've also been doing a dump of my brain's >> contents to document what I know and what I know has >> already been lost. >> >> None of this preservation matters if extreme Islam >> becomes the predominate governing and economic law. > >And how exactly is that ever going to happen ? Listen to you enemy. They aren't lying to you. > >Facts again please not political diatribe. I don't how to describe people who say "I intend to kill you." as a fact because it hasn't happened yet. I'm not about to become a martyr(sp?) just to prove to you that I'm right and you're wrong. I also keep forgetting that my personal experience is not allowed to be given as a fact in your mind. So the above scenario is moot. /BAH
From: jmfbahciv on 6 Dec 2006 08:18 In article <el43t6$83n$6(a)leto.cc.emory.edu>, lparker(a)emory.edu (Lloyd Parker) wrote: >In article <el3pl3$8qk_006(a)s881.apx1.sbo.ma.dialup.rcn.com>, > jmfbahciv(a)aol.com wrote: >>In article <el27qb$6qf$4(a)leto.cc.emory.edu>, >> lparker(a)emory.edu (Lloyd Parker) wrote: >>>In article <el13vm$8qk_001(a)s787.apx1.sbo.ma.dialup.rcn.com>, >>> jmfbahciv(a)aol.com wrote: >>>>In article <ekv27j$l5r$3(a)blue.rahul.net>, >>>> kensmith(a)green.rahul.net (Ken Smith) wrote: >> >><snip> >> >>>>You really should do all that; she's now doing the preliminary >>>>running for 2008 Presidency. The Liberals in this state want >>>>her for President so that Bill can take over again. >>> >>>Yeah, we long for those days of peace >> >>YOu have a very odd definition of peace. >> > >Let's see, no 3000 killed in an attack in the US, no 3000 killed occupying a >foreign land... The World Trade Center was bombed. Yugoslavia blew up. Somalia was a mess. Wasn't there a mess in some African country where one tribe killed millions of another tribe? And, oh yes there is the treaty with North Korea which gave them money and goods in return for a verbal promise not to make atomic weapons. Then there were the years where zipper problems replaced normal govnernment work...all because some guy didn't say, "yup, ah fucked 'er." Right. The world was at peace. <snip> /BAH
From: |||newspam||| on 6 Dec 2006 08:25
jmfbahciv(a)aol.com wrote: > In article <1165332870.593782.314710(a)f1g2000cwa.googlegroups.com>, > |||newspam|||@nezumi.demon.co.uk wrote: > >Even allowing for ultra-cheap tacky portacabin / garden sheds that some > >USians call homes how exactly did they do it? > > None of my brothers would have been caught dead in > a porta cabin. > > > The numbers just don't seem to stack up. > > They did it. Two incomes and paying off the loans first before > buying junk is how they did it. Both my brothers built their > houses. 50% or more of the work was done by their hands and > not by hiring out. But how did they buy the land and materials? They would each be more than a median annual salary in the UK. Quick check residential land is around £500k/acre locally here with minimum lot size of 1/20 acre going for £30k. More in the SE less in the N. > >In most first world countries > > I thought we were talking about poor? Poor in the country they live in. Incidentally a very topical example of how the rich exploit the poor who try to save has hit the headlines in the UK recently. The Farepack Xmas hamper fiasco occurred after a predatory PLC effectively stole all the savings ~£80M from 150000 of the poorest savers in the country. Christmas is cancelled for them as they lost everything they had saved. Although a savings scheme and bank in all but name their savings were unregulated, not protected and vanished when the company went bust for reasons that are still murky. The banks got all their money back of course. An investigation is underway. http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2006/10/29/ccfarepk29.xml http://ww1.sundayherald.com/59146 It looks like it was all legal too. The worst that they can probably do the directors for is trading whilst insolvent which gets them a slap on the wrist and a ban from being a director of a company for a few years. The loan sharks are circling and rubbing their hands with glee. > > >a basic starter home costs somewhere > >between 5 and 20x median annual salary. > > If it's 20x, that means that the principle is about 10x. > That's takes 10 years to pay off loan and you own the > house and property free and clear. How do you work that out? To pay off 20x median annual salary in 10 years would require you have an interest free loan and do 2 jobs paying median salary, don't eat or run a car. I don't know about US banks, but in the UK they charge borrowers at a rate somewhat above the base rate of interest for home loans. Do US banks really offer charity handouts? > > > And more still in truly > >expensive hotspots like Tokyo or Hong Kong. > > > >I guess things are a bit cheaper in Outer Hicksville but what are the > >numbers? > > You people keep assuming that only one person buys the house; only > one person pays for the house; and that only the most expensive > housing is bought. I assume no such thing. Although I have perhaps assumed that by house you mean a properly engineered permanent structure and not some rickety 4x4 timber frame shed with OSB sheets roughly nailed to it and daubed with paint. > How does anybody get that 5% down payment (if you intend to borrow > to buy)? If you can't save a 5% deposit in 3-4 years you are going to struggle to pay off the remaining 95% in 25 years. > I picked a house that had been on the market for two years. > Nobody wanted it. It would never make a Better Homes and > Gargen magazine--even its worst 10. OK lets play the game. I found the cheapest house that a quick UK search gave me for £50k ($100k) it is in the middle of a war zone in Salford. For that you get to buy a mid terraced house 2up 2down with about 700sqft of interior living space on a 40'x14' plot. Those of you familiar with Coronation Street will recognise the layout - a few of them still survive. http://uk.propertyfinder.com/2/pf/property/details.do;jsessionid=98C9550E2F06C63E671CDD2B775D2EE4?propertyDetailsKey=8764593&atn=ATN_GET_PROPERTY_DETAILS&= (you get to buy the middle bit between the colour change and the white drainpipe) Next cheapest in that patch was for £58k with armoured shutters on the windows. And for about £80k you could buy one not located in a war zone. The housing price bubble in London is so severe that key workers like firemen, teachers and nurses cannot afford to buy a house within 40 miles of the city centre. It is even harder for people who live in Cornwall where house prices have been rendered stratospheric by Londoners buying second holiday homes in the picturesque countryside. No one born there and working in the low wage rural economy can ever hope to buy their own home. Regards, Martin Brown |