From: krw on
In article <el6i2m$8qk_001(a)s867.apx1.sbo.ma.dialup.rcn.com>,
jmfbahciv(a)aol.com says...
> In article <9857e$45761fc1$4fe7071$17377(a)DIALUPUSA.NET>,
> unsettled <unsettled(a)nonsense.com> wrote:
> >Lloyd Parker wrote:
> <snip>
>
> >>>>You can be cash poor after buying a house though
> >>>>and finding all the things that urgently need doing to make it
> >>>>habitable.
> >
> >>>sure. But you aren't poor and all your "rent" is going into
> >>>your real estate pocket. I didn't buy a house until I was
> >>>told my rent was going up. So I went out and bought a house
> >>>where the monthly payments were less than my current rent.
> >
> >> I betr you saved up for a down payment though.
> >
> >It doesn't sound like she did.

The down payment on my first house was in three digits. The total
closing costs, including tax escrow, was less than $5k.
>
> I simply don't remember. All I remembeer is that were
> a lot of checks moving back and forth over that table. :-)
>
> > It doesn't sound as though
> >buying a house was in her plans.
>
> It wasn't. I only bought it because the rent was cheaper.
> I was more interested in getting my work done.

We did the same calculation. The apartment we were living in was
going condo. The red-herring price for our unit was $65K, plus
$250/mo. commons fees. We bought our house for $60K. Even at a
14.5% interest rate we broke even on the rent (with normal
increases) within a year. A couple of years later we refinanced
down to 10% then to 8%, saving a *lot* of money.
>
> > I can say for a fact I didn't.
> >I got into my first house ($50K) with $1K of my own. Let's
> >just say that the seller and the realtor were both very
> >motivated.
>
> I was very used to moving every semester from being in college.
> I had no "settling down" genes like the rest of my family.
> I still don't have curtains up on the windows :-). I've
> just recently started "decorating" the inside of the house.

It must be exciting in your neighborhood. ;-)

I'm "redecorating" the entire house too, in preparation to split.

--
Keith
From: krw on
In article <el6kid$v36$4(a)leto.cc.emory.edu>, lparker(a)emory.edu
says...
> In article <el6el5$8qk_001(a)s867.apx1.sbo.ma.dialup.rcn.com>,
> jmfbahciv(a)aol.com wrote:
> >In article <el43p1$83n$4(a)leto.cc.emory.edu>,
> > lparker(a)emory.edu (Lloyd Parker) wrote:
> >>In article <el3o53$8qk_001(a)s881.apx1.sbo.ma.dialup.rcn.com>,
> >> jmfbahciv(a)aol.com wrote:
> >>>In article <45742DA0.41C26436(a)hotmail.com>,
> >>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
> >>>>
> >>>>
> >>>>jmfbahciv(a)aol.com wrote:
> >>>>
> >>>>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
> >>>>> >jmfbahciv(a)aol.com wrote:
> >>>>> >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
> >>>>> >> >Ken Smith wrote:
> >>>>> >> >
> >>>>> >> >> The so called "war on terror" has cost the US a great deal without
> >>>>> >> >> really yelding anything much as a result.
> >>>>> >> >
> >>>>> >> >You're kidding.
> >>>>> >> >
> >>>>> >> >It's yielded greater instability in the word and more hatred of the
> >>USA
> >>>(
> >>>>> >> >entirely justified this time ).
> >>>>> >> >
> >>>>> >> >What sheer brilliance.
> >>>>> >>
> >>>>> >> You both have been blind.
> >>>>> >
> >>>>> >Come on then. Don't be shy. What's your opinion on the matter ?
> >>>>>
> >>>>> The sound bite "war on xxxx" was misused so often that, when
> >>>>> the real thing is happening, nobody pays attention. The fable
> >>>>> about the boy crying wolf has become reality.
> >>>>
> >>>>That wasn't quite what I meant but I can't really disgree with that
> >>>statement.
> >>>>
> >>>>To return to the original question. Do you feel this so-called 'war on
> >>>terror'
> >>>>has been useful or counter-productive ?
> >>>
> >>>It has been useful. Libya decided it would give up making
> >>>atom bombs in return for trade. Saudis are slowly emancipating
> >>>their women.
> >>
> >>Let's see, they can't drive, they can't go outdoors unless escorted by their
> >>husband or a male relative, they get punished for adultery and the man
> >>doesn't, their testimony in court is legally worth less than that of a
> man...
> >>
> >>If that's emancipation, I'd hate to see what you consider inequality!
> >
> >They are starting to get their driver's license. It will take
> >a half generation or so for the mindset to change. Wasting
> >50% of their resources by keeping them under cover is stupid.
> >This can only happen in a middle class mindset. I'm starting
> >to think about how Islam started out as middle-class and rather
> >ignored the working part.
> >
> >
> >>
> >>>Somalia is trying to sort itself out and seems
> >>>to be tottering towards trade rather than isolation.
> >>
> >>Just a nasty little civil war going on.
> >
> >You should watch what they're fighting about. It's about
> >their lifestyle. Every Muslim nation is going to go through
> >similar internal discussions. One the methods used to avoid
> >dealing with thorny issues is to point outside the borders
> >and say, "it's their fault".
> >>
> >>>A lot of Americans, who now have to remain mute, have had lessons
> >>>on what happens when politics and policies are left to
> >>>people who undermine the Constitution. These people have also
> >>>reexamined their priorities and threw the old ones out and
> >>>have a new list.
> >>>
> >>>Slowly, albeit too slowly, the public health departments are
> >>>back to doing their jobs and have started thinking about
> >>>how to manage a pandemic.
> >>
> >>Maybe if the same type of people who were appointed to head FEMA hadn't been
> >>appointed here...
> >
> >You keep missing the legal point that FEMA cannot do anything until
> >it is asked to come in and help by the governor of the state.
> >
>
> You right-wingers keep saying this, and it's no more true than any other of
> your mantras.

That is correct. It is no more (or less) true of any other of our
arguments. The fact is that the feds *must* be asked for help (an
emergency declared).
>
> >You really have to begin to realize that states are more
> >powerful than the federal because that is how our
> >Constitution has set things up.
> >
> >/BAH
>
> Supreme Law of the Land -- state law or federal?

The Constitution severely restricts the federal government, a
concept you lefties can't get through your thick skulls.

--
Keith
From: jmfbahciv on
In article <el6kn9$v36$5(a)leto.cc.emory.edu>,
lparker(a)emory.edu (Lloyd Parker) wrote:
>In article <el6fur$8qk_004(a)s867.apx1.sbo.ma.dialup.rcn.com>,
> jmfbahciv(a)aol.com wrote:
>>In article <el43t6$83n$6(a)leto.cc.emory.edu>,
>> lparker(a)emory.edu (Lloyd Parker) wrote:
>>>In article <el3pl3$8qk_006(a)s881.apx1.sbo.ma.dialup.rcn.com>,
>>> jmfbahciv(a)aol.com wrote:
>>>>In article <el27qb$6qf$4(a)leto.cc.emory.edu>,
>>>> lparker(a)emory.edu (Lloyd Parker) wrote:
>>>>>In article <el13vm$8qk_001(a)s787.apx1.sbo.ma.dialup.rcn.com>,
>>>>> jmfbahciv(a)aol.com wrote:
>>>>>>In article <ekv27j$l5r$3(a)blue.rahul.net>,
>>>>>> kensmith(a)green.rahul.net (Ken Smith) wrote:
>>>>
>>>><snip>
>>>>
>>>>>>You really should do all that; she's now doing the preliminary
>>>>>>running for 2008 Presidency. The Liberals in this state want
>>>>>>her for President so that Bill can take over again.
>>>>>
>>>>>Yeah, we long for those days of peace
>>>>
>>>>YOu have a very odd definition of peace.
>>>>
>>>
>>>Let's see, no 3000 killed in an attack in the US, no 3000 killed occupying
a
>>>foreign land...
>>
>>The World Trade Center was bombed.
>
>And the people responsible arrested and convicted and are in prison.

And they are busily recruiting new members.

<snip>

/BAH
From: jmfbahciv on
In article <4576D38A.C5A971E(a)hotmail.com>,
Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>
>
>jmfbahciv(a)aol.com wrote:
>
>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>> >jmfbahciv(a)aol.com wrote:
>> >> lparker(a)emory.edu (Lloyd Parker) wrote:
>> >> >
>> >> >Ever hear of the "peace dividend"? We weren't fighting the cold war
>> >> >anymore.
>> >>
>> >> And you swallowed the sound byte hook, line, and sinker.
>> >
>> >That's sound bite btw. I'm amused how it's been corrupted so quickly.
>>
>> It is "byte" if all you do is rely on Google for your facts.
>
>So you do have web access ? That's not what Google tells me !
>
>http://www.google.com/search?rls=en&q=sound+bite
>http://en.wikipedia.org/wiki/Soundbite
>
>
>> >> The cold war didn't just stop.
>> >
>> >Well actually, yes it did. Aside from N Korea I suppose.
>>
>> Afghanistan and the Taliban was caused by cold war skirmishes.
>
>It was certainly caused by Cold War stupidity !

Oh, I see. ARe you saying that the Cold War should not
have been waged? Are you saying that Europe should have
abandoned NATO and allowed Berlin to fall? And that they
should have welcomed Stalin's troops with flowers?
<snip>

>> And everybody
>> seems to forget about southeast Asia, India and China.
>
>What Cold War there ? India ??? !!!

India was classified as third world country.

/BAH
From: Eeyore on


jmfbahciv(a)aol.com wrote:

> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
> >jmfbahciv(a)aol.com wrote:
> >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
> >> >jmfbahciv(a)aol.com wrote:
> >> >> lparker(a)emory.edu (Lloyd Parker) wrote:
> >> >> >
> >> >> >Ever hear of the "peace dividend"? We weren't fighting the cold war
> >> >> >anymore.
> >> >>
> >> >> And you swallowed the sound byte hook, line, and sinker.
> >> >
> >> >That's sound bite btw. I'm amused how it's been corrupted so quickly.
> >>
> >> It is "byte" if all you do is rely on Google for your facts.
> >
> >So you do have web access ? That's not what Google tells me !
> >
> >http://www.google.com/search?rls=en&q=sound+bite
> >http://en.wikipedia.org/wiki/Soundbite
> >
> >
> >> >> The cold war didn't just stop.
> >> >
> >> >Well actually, yes it did. Aside from N Korea I suppose.
> >>
> >> Afghanistan and the Taliban was caused by cold war skirmishes.
> >
> >It was certainly caused by Cold War stupidity !
>
> Oh, I see. ARe you saying that the Cold War should not
> have been waged? Are you saying that Europe should have
> abandoned NATO and allowed Berlin to fall? And that they
> should have welcomed Stalin's troops with flowers?

The only flowers I recall was when the East Germans knocked down the Berlin
Wall. The only bit of Berlin to fall wrt the Cold War. I have a piece of it here
actually.

The stupidity wrt Afghanistan was backing the Taliban ( oops they called
themselves Mujahadeen 'freedom fighters back then - not Taliban terrorists ).


> >> And everybody
> >> seems to forget about southeast Asia, India and China.
> >
> >What Cold War there ? India ??? !!!
>
> India was classified as third world country.

And what does that have to do with the Cold War ?

Graham