From: T Wake on

<jmfbahciv(a)aol.com> wrote in message
news:el3pcf$8qk_004(a)s881.apx1.sbo.ma.dialup.rcn.com...
> In article <457433A9.82815974(a)hotmail.com>,
> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>>
>>
>>jmfbahciv(a)aol.com wrote:
>>
>>> kensmith(a)green.rahul.net (Ken Smith) wrote:
>>> >unsettled <unsettled(a)nonsense.com> wrote:
>>> >>Ken Smith wrote:
>>> >>
>>> >>> The world government I see forming will be a very strictly secular
>>> >>> one.
>>> >>> The US has the seperation of church and state because the founders
>>> >>> saw
> the
>>> >>> horrors that results when you mix the two. A world government would
> have
>>> >>> the seperation for different and very practical reasons. Even
>>> >>> within
>>> >>> Islam, there is a great deal of disagreement about what the rules
> really
>>> >>> are.
>>> >>
>>> >>They remain in a medieval tribal mindset. Nothing else matters.
>>> >
>>> >Actually a great deal else matters. The fact that they can't agree
>>> >among
>>> >themselves makes them weak. They won't all follow any given leader.
>>> >They
>>> >will fight among themselves.
>>>
>>> This will happen after the West is destroyed.
>>
>>And how do you think that's going to happen ?
>
> All one has to do is interrupt trade. Trade became
> almost non-existent within 50 years after the Roman
> Empire took their seed corn and pissed on it.

Incorrect.

> As before, I am not going to answer your question. I can
> think of several ways; I don't intend to give anybody
> pointers.

Yeah, I can think of 14 ways in which what you are saying is nonsense.
However, I don't want to give anything away so I am not going to mention
them other than to tell you they exist, therefore your statement _must_ be
nonsense.


From: T Wake on

<jmfbahciv(a)aol.com> wrote in message
news:el43bu$8ss_001(a)s1016.apx1.sbo.ma.dialup.rcn.com...
> In article <4575811C.AEDAD6A9(a)hotmail.com>,
> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>>
>>
>>jmfbahciv(a)aol.com wrote:
>>
>>> lparker(a)emory.edu (Lloyd Parker) wrote:
>>> > jmfbahciv(a)aol.com wrote:
>>> >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>>> >>>jmfbahciv(a)aol.com wrote:
>>> >>>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>>> >>>>
>>> >>>> >I rather doubt that it does happen all the time in the USA. I
>>> >>>> >suspect
>>> >>>> > it's just another of your fanciful folksy notions.
>>> >>>>
>>> >>>> Nope. It's fact.
>>> >>>
>>> >>>I still don't believe you. Your 'facts' have been rather fanciful to
> date.
>>> >>All of my brothers and sisters bought their own home before they
>>> >>got legal (21). They were on their second or third car. They
>>> >>worked and supported themselves. All of my relatives on my mother's
>>> >>side had some kind farm business before they were legal.
>>> >>
>>> >>None were rich. None were even middle class. Most were poor.
>>> >>
>>> >>/BAH
>>> >
>>> >Teenagers buy their own homes, and "none were right -- none were even
> middle
>>> >class."
>>> >
>>> >There's your problem -- you have no idea of what "middle class" means.
> Hint:
>>>
>>> >middle-class teenagers are not able to buy their own homes.
>>>
>>> Right. Poor ones manage to do so. One of the lessons you learn
>>> when you grow up poor is how not to spend money.
>>
>>Dear BAH,
>>
>>the 'entry price round here for even a modest single
>>bedroom apartment, never mind
>>a house is the equivalent of �300,000.
>>
>>Please explain how a 'poor person' can acquire one.
>
> Don't buy in the ritzy neighborhood. Pool resources
> with 3 others. There all kinds of ways to get started
> owning instead of renting.

Hmm. Reading block appears to remain in place.

Eeyore isn't talking about a ritzy neighbourhood. How do you share a house
with three other people when it has one bedroom?

Personally, I do not doubt it is _possible_ in both the US and UK for poor
people to "do good" and become rich. I am 100% confident it is _harder_ for
the poor person to become a "success" in business.

I suspect this was true even in the weird bizarro time zone /BAH lives in
but it really is true in the "modern world."


From: Lloyd Parker on
In article <da22d$4575a726$4fe71d5$13856(a)DIALUPUSA.NET>,
unsettled <unsettled(a)nonsense.com> wrote:
>Lloyd Parker wrote:
>
>> In article <el3pl3$8qk_006(a)s881.apx1.sbo.ma.dialup.rcn.com>,
>> jmfbahciv(a)aol.com wrote:
>>
>>>In article <el27qb$6qf$4(a)leto.cc.emory.edu>,
>>> lparker(a)emory.edu (Lloyd Parker) wrote:
>>>
>>>>In article <el13vm$8qk_001(a)s787.apx1.sbo.ma.dialup.rcn.com>,
>>>> jmfbahciv(a)aol.com wrote:
>>>>
>>>>>In article <ekv27j$l5r$3(a)blue.rahul.net>,
>>>>> kensmith(a)green.rahul.net (Ken Smith) wrote:
>>>
>>><snip>
>>>
>>>>>You really should do all that; she's now doing the preliminary
>>>>>running for 2008 Presidency. The Liberals in this state want
>>>>>her for President so that Bill can take over again.
>>>>
>>>>Yeah, we long for those days of peace
>>>
>>>YOu have a very odd definition of peace.
>>>
>>
>>
>> Let's see, no 3000 killed in an attack in the US, no 3000 killed occupying
a
>> foreign land...
>
>
>Yes, you blame the US for the 9/11 attack.

No, you questioned peace under Clinton. I responded.

>The entire thing was
>underway during the Clinton administration, so that bit of
>"war" had already been declared.

And Clinton was responsible for Pearl Harbor too. Geez, don't you right-wing
fruitcakes ever get off the Clinton bashing?

Bush was president on 9/11. The buck stops there.

Besides, Clinton warned Bush bin Laden was dangerous and left a plan to go
after him, which Bush ignored. Read Clark's book.

>
>You're crazy.
>
>snip
>
From: Lloyd Parker on
In article <el43co$g14$3(a)blue.rahul.net>,
kensmith(a)green.rahul.net (Ken Smith) wrote:
>In article <el278i$6qf$1(a)leto.cc.emory.edu>,
>Lloyd Parker <lparker(a)emory.edu> wrote:
>>In article <91fba$457234e0$4fe757d$18623(a)DIALUPUSA.NET>,
>> unsettled <unsettled(a)nonsense.com> wrote:
>[....]
>>>Looks like you add ~1.067 billion to medicare expenditures as the
>>>collections expense. That adds about 0.4% to the overhead which
>>>is usually reported elsewhere. That increases their reported
>>>expenses by more than 10%.
>>
>>What? You're claiming 10% of the entire IRS budget goes to Medicare tax
>>collection? Absurd! It comes in electronically.
>
>He is suggesting that we spread the overhead over the monies collected.
>This is not an unreasonable thing to do. I doubt it makes enough
>difference to matter though.
>
>
>


Why not accept the figure that's been published? Take all the money Medicare
pays and figure administrative expenses as a % of this. That's how it's done
for private insurance companies. That way things like advertising isn't
included, as you're not looking at money coming in but money paid out.
From: Lloyd Parker on
In article <el45om$8qk_001(a)s1016.apx1.sbo.ma.dialup.rcn.com>,
jmfbahciv(a)aol.com wrote:
>In article <1165332870.593782.314710(a)f1g2000cwa.googlegroups.com>,
> |||newspam|||@nezumi.demon.co.uk wrote:
>>
>>jmfbahciv(a)aol.com wrote:
>>
>>> In article <4572475E.BA56AF16(a)hotmail.com>,
>>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>>> >
>>> >jmfbahciv(a)aol.com wrote:
>>> >
>>> >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>>
>>> >> >I rather doubt that it does happen all the time in the USA. I suspect
>it's
>>> >> > just another of your fanciful folksy notions.
>>> >>
>>> >> Nope. It's fact.
>>> >
>>> >I still don't believe you. Your 'facts' have been rather fanciful to
date.
>>
>>> All of my brothers and sisters bought their own home before they
>>> got legal (21). They were on their second or third car. They
>>> worked and supported themselves. All of my relatives on my mother's
>>> side had some kind farm business before they were legal.
>>
>>Even allowing for ultra-cheap tacky portacabin / garden sheds that some
>>USians call homes how exactly did they do it?
>
>None of my brothers would have been caught dead in
>a porta cabin.
>
>> The numbers just don't seem to stack up.
>
>They did it. Two incomes and paying off the loans first before
>buying junk is how they did it. Both my brothers built their
>houses. 50% or more of the work was done by their hands and
>not by hiring out.
>
>>
>>In most first world countries
>
>I thought we were talking about poor?
>
>>a basic starter home costs somewhere
>>between 5 and 20x median annual salary.
>
>If it's 20x, that means that the principle is about 10x.

No, he means the purchase price. That's true around here -- the average home
price in the Atlanta area is $156,000. That's 3 times the median income. In
the LA area, it's around 9 times. Boston, 6 x.

>That's takes 10 years to pay off loan and you own the
>house and property free and clear.

What? Nobody making around or below the median income can pay off an average
mortgage in 10 years.

>
>> And more still in truly
>>expensive hotspots like Tokyo or Hong Kong.
>>
>>I guess things are a bit cheaper in Outer Hicksville but what are the
>>numbers?
>
>You people keep assuming that only one person buys the house; only
>one person pays for the house; and that only the most expensive
>housing is bought.
>

There're a lot of single parent families, you know. And I was using the
average home price, above.

>>
>>> None were rich. None were even middle class. Most were poor.
>>
>>This appears to be yet another of your folksy fairy tales. You cannot
>>be poor and buy a house - in the UK at least in the 80's the banks
>>would not even look at you for a home loan unless you had at least a 5%
>>deposit to put down.
>
>How does anybody get that 5% down payment (if you intend to borrow
>to buy)?

How indeed? The mortgage industry is luring people who can't afford it, with
interest-only loans, no down payments, etc. That's why defaults are up.

>
>> You can be cash poor after buying a house though
>>and finding all the things that urgently need doing to make it
>>habitable.
>
>sure. But you aren't poor and all your "rent" is going into
>your real estate pocket. I didn't buy a house until I was
>told my rent was going up. So I went out and bought a house
>where the monthly payments were less than my current rent.

I betr you saved up for a down payment though.

>I picked a house that had been on the market for two years.
>Nobody wanted it. It would never make a Better Homes and
>Gargen magazine--even its worst 10.
>>
>>It will be interesting to watch the pips squeak when capitalistic USA
>>has to rack up interest rates to keep the dollar from sliding
>>inexorably into the abyss. �1 = $2 is not far away - I still recall
>>the shock on US colleagues faces when it reached parity with the "weak"
>>Euro. Now it has passed $1.30 = 1 EURO. GWB really knows how to wreck
>>the US economy.
>
>There are cycles. Eventually Europe will pay the bills too.
>>
>>http://www.ft.com/cms/s/179dd6e0-837e-11db-9e95-0000779e2340.html
>>
>>Still it makes the US dirt cheap for shopping trips. Bad news for the
>>UK tourist industry though.
>
>The UK has always been pricey for US tourists. Tell me,
>when Bush is no longer in office, who are you going to
>blame then?
>
>
>
>/BAH