From: Lloyd Parker on 7 Dec 2006 04:42 In article <el6j44$8qk_001(a)s867.apx1.sbo.ma.dialup.rcn.com>, jmfbahciv(a)aol.com wrote: >In article <el6gso$r3s$2(a)leto.cc.emory.edu>, > lparker(a)emory.edu (Lloyd Parker) wrote: >>In article <9857e$45761fc1$4fe7071$17377(a)DIALUPUSA.NET>, >> unsettled <unsettled(a)nonsense.com> wrote: ><snip> > >>>> How indeed? The mortgage industry is luring people who can't afford it, >>with >>>> interest-only loans, no down payments, etc. That's why defaults are up. >>> >>>That's not the main reason. Check those default folks' other >>>financial arrangements to discover how badly they're >>>mismanaging *everything.* >> >>A lot are people who've lost their jobs due to illness or the company >>downsizing or outsourcing. > >Why are you allowed to give third information as fact and we can't? > >/BAH From ajc.com: "Phillip Newman is a mechanical designer. He bought a home in Lithonia two years ago, obtaining a mortgage that required a monthly payment of $1,260. Four months later, his company was purchased and his job eliminated. He was out of work for five months, then found a one-year contract job. When that ended, he scrambled for three months and in July found his current position � where he makes about 25 percent less than he had as a consultant. He fell way behind in his mortgage payments and was scheduled for foreclosure in October. He says he cut spending: He has no cable television, no cellphone, no Internet connection." "In some ways, it's the same as always: People lose a paycheck or hit a sudden expense, Hunt said. But it's different, too. Millions of home buyers are just coping with their first big jump in mortgage rates."
From: Lloyd Parker on 7 Dec 2006 04:58 In article <MPG.1fe0b29676a39b5b989db9(a)news.individual.net>, krw <krw(a)att.bizzzz> wrote: >In article <el6kid$v36$4(a)leto.cc.emory.edu>, lparker(a)emory.edu >says... >> In article <el6el5$8qk_001(a)s867.apx1.sbo.ma.dialup.rcn.com>, >> jmfbahciv(a)aol.com wrote: >> >In article <el43p1$83n$4(a)leto.cc.emory.edu>, >> > lparker(a)emory.edu (Lloyd Parker) wrote: >> >>In article <el3o53$8qk_001(a)s881.apx1.sbo.ma.dialup.rcn.com>, >> >> jmfbahciv(a)aol.com wrote: >> >>>In article <45742DA0.41C26436(a)hotmail.com>, >> >>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >>>> >> >>>> >> >>>>jmfbahciv(a)aol.com wrote: >> >>>> >> >>>>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >>>>> >jmfbahciv(a)aol.com wrote: >> >>>>> >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> >>>>> >> >Ken Smith wrote: >> >>>>> >> > >> >>>>> >> >> The so called "war on terror" has cost the US a great deal without >> >>>>> >> >> really yelding anything much as a result. >> >>>>> >> > >> >>>>> >> >You're kidding. >> >>>>> >> > >> >>>>> >> >It's yielded greater instability in the word and more hatred of the >> >>USA >> >>>( >> >>>>> >> >entirely justified this time ). >> >>>>> >> > >> >>>>> >> >What sheer brilliance. >> >>>>> >> >> >>>>> >> You both have been blind. >> >>>>> > >> >>>>> >Come on then. Don't be shy. What's your opinion on the matter ? >> >>>>> >> >>>>> The sound bite "war on xxxx" was misused so often that, when >> >>>>> the real thing is happening, nobody pays attention. The fable >> >>>>> about the boy crying wolf has become reality. >> >>>> >> >>>>That wasn't quite what I meant but I can't really disgree with that >> >>>statement. >> >>>> >> >>>>To return to the original question. Do you feel this so-called 'war on >> >>>terror' >> >>>>has been useful or counter-productive ? >> >>> >> >>>It has been useful. Libya decided it would give up making >> >>>atom bombs in return for trade. Saudis are slowly emancipating >> >>>their women. >> >> >> >>Let's see, they can't drive, they can't go outdoors unless escorted by their >> >>husband or a male relative, they get punished for adultery and the man >> >>doesn't, their testimony in court is legally worth less than that of a >> man... >> >> >> >>If that's emancipation, I'd hate to see what you consider inequality! >> > >> >They are starting to get their driver's license. It will take >> >a half generation or so for the mindset to change. Wasting >> >50% of their resources by keeping them under cover is stupid. >> >This can only happen in a middle class mindset. I'm starting >> >to think about how Islam started out as middle-class and rather >> >ignored the working part. >> > >> > >> >> >> >>>Somalia is trying to sort itself out and seems >> >>>to be tottering towards trade rather than isolation. >> >> >> >>Just a nasty little civil war going on. >> > >> >You should watch what they're fighting about. It's about >> >their lifestyle. Every Muslim nation is going to go through >> >similar internal discussions. One the methods used to avoid >> >dealing with thorny issues is to point outside the borders >> >and say, "it's their fault". >> >> >> >>>A lot of Americans, who now have to remain mute, have had lessons >> >>>on what happens when politics and policies are left to >> >>>people who undermine the Constitution. These people have also >> >>>reexamined their priorities and threw the old ones out and >> >>>have a new list. >> >>> >> >>>Slowly, albeit too slowly, the public health departments are >> >>>back to doing their jobs and have started thinking about >> >>>how to manage a pandemic. >> >> >> >>Maybe if the same type of people who were appointed to head FEMA hadn't been >> >>appointed here... >> > >> >You keep missing the legal point that FEMA cannot do anything until >> >it is asked to come in and help by the governor of the state. >> > >> >> You right-wingers keep saying this, and it's no more true than any other of >> your mantras. > >That is correct. It is no more (or less) true of any other of our >arguments. The fact is that the feds *must* be asked for help (an >emergency declared). And the president can declare an emergency. >> >> >You really have to begin to realize that states are more >> >powerful than the federal because that is how our >> >Constitution has set things up. >> > >> >/BAH >> >> Supreme Law of the Land -- state law or federal? > >The Constitution severely restricts the federal government, a >concept you lefties can't get through your thick skulls. >
From: Lloyd Parker on 7 Dec 2006 04:57 In article <el6p44$8ss_009(a)s815.apx1.sbo.ma.dialup.rcn.com>, jmfbahciv(a)aol.com wrote: >In article <el6kn9$v36$5(a)leto.cc.emory.edu>, > lparker(a)emory.edu (Lloyd Parker) wrote: >>In article <el6fur$8qk_004(a)s867.apx1.sbo.ma.dialup.rcn.com>, >> jmfbahciv(a)aol.com wrote: >>>In article <el43t6$83n$6(a)leto.cc.emory.edu>, >>> lparker(a)emory.edu (Lloyd Parker) wrote: >>>>In article <el3pl3$8qk_006(a)s881.apx1.sbo.ma.dialup.rcn.com>, >>>> jmfbahciv(a)aol.com wrote: >>>>>In article <el27qb$6qf$4(a)leto.cc.emory.edu>, >>>>> lparker(a)emory.edu (Lloyd Parker) wrote: >>>>>>In article <el13vm$8qk_001(a)s787.apx1.sbo.ma.dialup.rcn.com>, >>>>>> jmfbahciv(a)aol.com wrote: >>>>>>>In article <ekv27j$l5r$3(a)blue.rahul.net>, >>>>>>> kensmith(a)green.rahul.net (Ken Smith) wrote: >>>>> >>>>><snip> >>>>> >>>>>>>You really should do all that; she's now doing the preliminary >>>>>>>running for 2008 Presidency. The Liberals in this state want >>>>>>>her for President so that Bill can take over again. >>>>>> >>>>>>Yeah, we long for those days of peace >>>>> >>>>>YOu have a very odd definition of peace. >>>>> >>>> >>>>Let's see, no 3000 killed in an attack in the US, no 3000 killed occupying >a >>>>foreign land... >>> >>>The World Trade Center was bombed. >> >>And the people responsible arrested and convicted and are in prison. > >And they are busily recruiting new members. > ><snip> > >/BAH Is Bush's US Bureau of Prisons that open?
From: Ken Smith on 7 Dec 2006 10:27 In article <el92jj$8qk_001(a)s856.apx1.sbo.ma.dialup.rcn.com>, <jmfbahciv(a)aol.com> wrote: >In article <el6q75$tev$1(a)blue.rahul.net>, > kensmith(a)green.rahul.net (Ken Smith) wrote: >>In article <cfe5c$4575a308$4fe71d5$13749(a)DIALUPUSA.NET>, >>unsettled <unsettled(a)nonsense.com> wrote: > ><snip> > >>>I give you "feminine instinct" to ponder. >> >>No thanks. That and Quantum Physics at the same time may make my head >>explode. > >Oh! That would explain why the theory of everythings posted >here never explain men. Men are easy to explain. "Show up naked with beer" -- -- kensmith(a)rahul.net forging knowledge
From: Ken Smith on 7 Dec 2006 10:38
In article <el4fn3$l1v$1(a)leto.cc.emory.edu>, Lloyd Parker <lparker(a)emory.edu> wrote: [.... medicare funding .....] >Why not accept the figure that's been published? Take all the money Medicare >pays and figure administrative expenses as a % of this. That's how it's done >for private insurance companies. That way things like advertising isn't >included, as you're not looking at money coming in but money paid out. If we want to find the total cost of Medicare to the economy, we have to include all the losses in the chain. (On the other hand, we should also do that for private insurance to make the comparison accurate.) The 3% number is only after the money has been gathered by the IRS. If it was not needed, there would be no need to gather it. I suspect that doing this will make the 3% number become 3.3% or so. This makes medicare still far less costly than private insurance, even when we aren't counting the entire cost of the private insurance. -- -- kensmith(a)rahul.net forging knowledge |