Jihad needs scientists
in [Design]
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From: jmfbahciv on 20 Nov 2006 08:01 In article <MPG.1fcaf7773f3b7d2d989c08(a)news.individual.net>, krw <krw(a)att.bizzzz> wrote: >In article <ejkc7b$8qk_016(a)s922.apx1.sbo.ma.dialup.rcn.com>, >jmfbahciv(a)aol.com says... >> In article <MPG.1fc686b43a2829e8989ba6(a)news.individual.net>, >> krw <krw(a)att.bizzzz> wrote: >> >In article <ejhv0f$8qk_015(a)s938.apx1.sbo.ma.dialup.rcn.com>, >> >jmfbahciv(a)aol.com says... >> >> In article <MPG.1fc3cafce1cb3355989b42(a)news.individual.net>, >> >> krw <krw(a)att.bizzzz> wrote: >> >> >In article <ejcl5p$8qk_009(a)s858.apx1.sbo.ma.dialup.rcn.com>, >> >> >jmfbahciv(a)aol.com says... >> >> >> In article <MPG.1fc25ed1ed313919989b01(a)news.individual.net>, >> >> >> krw <krw(a)att.bizzzz> wrote: >> >> >> >In article <ej9j89$8ss_002(a)s785.apx1.sbo.ma.dialup.rcn.com>, >> >> >> >jmfbahciv(a)aol.com says... >> >> >> >> In article <MPG.1fc110d0730ee4c8989af1(a)news.individual.net>, >> >> >> >> krw <krw(a)att.bizzzz> wrote: >> >> >> >> >> >> <snip> >> >> >> >> >> >> >> >Sure, but they learn not to do that! ;-) Falling on CCA treated >> >> >> >> >SYP isn't much fun either. >> >> >> >> >> >> >> >> My feet are shuddering just thinking about walking on that trex >> >> >> >> stuff. >> >> >> > >> >> >> >Trex isn't likely to leave a nasty arsenic coated splinter (I wear >> >> >> >shoes when walking on my CCA SYP deck). >> >> >> >> >> >> Point. I haven't gone barefoot since I lived with my folks. >> >> >> Urban places have too much broken glass that never gets >> >> >> cleaned up. >> >> > >> >> >That's because no one will pay minimum wage to clean it up so the >> >> >job doesn't get done. ;-) >> >> >> >> <GRIN> The broken glass was awful before the bottle bill. It's >> >> been getting worse lately. Perople areound here have too much >> >> money. >> > >> >That's one of the intrusions into our lives I don't object to much. >> >Maybe it's time to raise the deposit. I think MI has been $.10 for >> >many years. The non-removeable pop-tops are another good idea. >> >> Those are OK for pop or any liquids. They are not OK for soup cans. >> I hate them. And the cans cannot be opened at the bottom with >> a can opener. > >Lately I've been eating soup for lunch. SWMBO buys the "pop-top" >soup cans. They seem to work pretty well for me. It was difficult to get the last drop of mushroom soup out of the can. With those pop tops, it is now impossible. I don't throw away a milligram of food. > The bastards are >sharp after opening though. [emoticon holds up bandaged fingers] I know. I haven't figured out how to open without it biting me. These cans cannot be opened by people whose hands are weakening. >> >> One of the ways we made money as kids was picking up bottles and >> getting the deposit for them. > >Yep! The "homeless" pick up what people don't want to return. Around here it isn't the homeless who do that. There still exist some people who know how to accumulate wealth. >We >normally give ours to the Boy Scouts, but we buy very little of >this stuff anymore. Our dump^WTransfer Station has a bin for those. When it's filled orgs like the Boy Scouts empty it. But I don't know how they're chosen. > A friend had his SO's son take his returns >back and got $82.60. Think about it! We haven't let him forget >it. ;-) I no longer remember how much I got from JMF's. He never returned the cans. It did take me a summer to clear them out. /BAH
From: krw on 20 Nov 2006 10:24 In article <456144B9.375573E5(a)hotmail.com>, rabbitsfriendsandrelations(a)hotmail.com says... > > > krw wrote: > > > rabbitsfriendsandrelations(a)hotmail.com says... > > > krw wrote: > > > > rabbitsfriendsandrelations(a)hotmail.com says... > > > > > jmfbahciv(a)aol.com wrote: > > > > > > Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: > > > > > > >jmfbahciv(a)aol.com wrote: > > > > > > >> <lucasea(a)sbcglobal.net> wrote: > > > > > > >> > > > > > > >> >That's not how people at McDonald's give change. That's not how anybody > > > > > > >> >gives change any more, they just give over the amount of money the cash > > > > > > >> >register tells them to. If the bill is 5.35, and you give them a 10, the > > > > > > >> >register will tell them to give you 4.65 in change, and they do. No > > > > > > >> >special skills necessary or learned. > > > > > > >> > > > > > > >> You are wrong. It takes learning to know which coins are which > > > > > > >> value. It takes learning to know what 1 and 5 and 10 and 20 > > > > > > >> mean on the paper bills. > > > > > > > > > > > > > >Ohhh ...... puh-leeze.......... !! > > > > > > > > > > > > > >> There are people who do not know this stuff. If kids have > > > > > > >> never handled money, have never been taught what money is, > > > > > > >> how will they know that a dime is $.10? > > > > > > > > > > > > > >Ohhh ...... puh-leeze.......... !! > > > > > > > > > > > > You are not thinking. If kids' experience is only with > > > > > > credit card swipes, and their parents don't pay using > > > > > > cash, how are the kids going to learn about denominations > > > > > > and counting out currency money? > > > > > > > > > > Well..... they won't learn that from working at McDonalds for sure. > > > > > > > > Why? McDonalds pays real money. They offer real benefits. Why > > > > wouldn't kids learn how to handle money by being employed? It's > > > > certainly better than learning to live off the government! > > > > > > Please pay attention. BAH was talking about kids learning to *count* change not just > > > hand it over ! > > > > Please pay attention. BAH isn't as stupid as you assume. Handling > > money is more than counting change. It's all about responsibility. > > > > > There'll be no counting of change involved at McDonalds. > > > > You haven't a clue, obviously. > > Oh puh-leeze ! As long as you say the magic word. ...but you are still clueless. -- Keith
From: Lloyd Parker on 20 Nov 2006 06:23 In article <8f134$455fa861$4fe707c$14952(a)DIALUPUSA.NET>, unsettled <unsettled(a)nonsense.com> wrote: >Phineas T Puddleduck wrote: > >> In article <acb5$455f9cf1$49ecf66$14693(a)DIALUPUSA.NET>, >> unsettled <unsettled(a)nonsense.com> wrote: > >About the long waiting time for council housing in the >UK these days was snipped > >>>That's nice. So people on the waiting list camp out in >>>the park or something? LOL > >> No, normally either expected to stay with parents/friends or in hostels >> paid for by the DSS. And your point is? > >The point under discussion is that they get to live in >subsidized housing. So where's the incentive for people >that poor to work hard, save money, and buy a house of >their own? > >The starting off point which led to this little excusrion >is that for most people saving money and buying a house >takes a certain mindset. The Marxist-socialist opposition >has held that minimum wage earners can never hope, under >any circumstances, to be able to acquire enough money for >a down payment. > >That Marxist-socialist viewpoint has been blown to hell >in this thread. > >So why is it that public assistance homes are so hard to >come by in the workers utopia called the UK? Do you have >a plethora of poor with insufficient dunding to look >after them? > >I wonder if you have anything like our section 502 loans >there in the UK? > >"Eligibility Requirements: Applicant family must: > > * Have an acceptable credit history > * Have an adequate and dependable source of income not > exceeding 80% of the county median income > * Have repayment capacity to service any existing > obligations and the home loan request > * Be without adequate housing > * Be a citizen or non-citizen admitted to the United State of > America for permanent residence or on indefinite parole > * Have the ability to personally occupy the home on a > permanent basis > * Be located in a community with a population of 10,000 > or less (selected communities with a population between > 10,000 - 20,000 are also eligible)" > > >"Fund Availability and Maximum Amounts: Funding is based upon an annual >appropriation. Loans may be made for up to 100% of the appraised value. >The Rural Development loan or portion of the loan may be subsidized >based on financial need in order to show repayment capacity." > These loans are why so many people are defaulting nowdays. Nobody should buy a home without adequate down payment (10%; ideally 20%). Nobody should take out an interest-only loan. >http://www.rurdev.usda.gov/id/502.htm > >BTW, the interest rate can be as low as 1% APR if that sort of >subsidy appears to be in order. > >Offhand it looks like the USA does better than the UK for our >minimum wage earners who are intent on advancing out of "poverty." >It looks like if they move out of major metroploitan areas and >apply their proverbial nose to the stone to get ahead, they have >a good chance of achieving what has come to be called "The great >American dream" easily enough. > > Unless they default, as a lot of these home buyers with no down payment do. Then your credit is ruined, and there goes the American dream.
From: Lloyd Parker on 20 Nov 2006 06:31 In article <ejs81b$8qk_001(a)s952.apx1.sbo.ma.dialup.rcn.com>, jmfbahciv(a)aol.com wrote: >In article <ejr4o4$k7c$3(a)blue.rahul.net>, > kensmith(a)green.rahul.net (Ken Smith) wrote: >>In article <ejhpc1$8qk_001(a)s938.apx1.sbo.ma.dialup.rcn.com>, >> <jmfbahciv(a)aol.com> wrote: >>>In article <ejckm3$mf9$1(a)blue.rahul.net>, >>> kensmith(a)green.rahul.net (Ken Smith) wrote: >>>>In article <ejcg0c$8ss_016(a)s858.apx1.sbo.ma.dialup.rcn.com>, >>>> <jmfbahciv(a)aol.com> wrote: >>>>[.....] >>>>>I see the consequences just fine. Forcing, by law, everyone >>>>>to have insurance is the latest idiocy. >>>> >>>>If you are going to have an insurance based system and not let the dead >>>>bodies of those without insurance clutter the streets, you really need to >>>>make sure everyone has insurance. If you don't then an irresponsible >>>>fraction of society can become a burden on the rest. >>> >>>The same problems will still exist. >> >>No, the irresponsible people will not longer be a burden. >> >> >>> So everybody has a piece >>>of paper that says "insurance". That will not create any >>>infrastructure needed to deliver the services. >> >>Agreed but if you wish to hang onto an insurance based system rather than >>a NHS like system, this is a completely seperate problem. > >I don't want either. Insurance should be only for extraordinary >circumstances. Instead what we have is a "insurance" that is >expected to pay for everything. As a result, it does pay for >everything and becomes a Ponzi scheme. > My employer offers both -- an insurance plan with low premiums and very high deductibles and copays (and so for extraordinary circumstances) and one with higher premiums and lower deductibles anc copays (and thus pays for more routine things). Choice is good.
From: krw on 20 Nov 2006 12:36
In article <ejskpm$9gs$10(a)leto.cc.emory.edu>, lparker(a)emory.edu says... > In article <8f134$455fa861$4fe707c$14952(a)DIALUPUSA.NET>, > unsettled <unsettled(a)nonsense.com> wrote: > >Phineas T Puddleduck wrote: > > > >> In article <acb5$455f9cf1$49ecf66$14693(a)DIALUPUSA.NET>, > >> unsettled <unsettled(a)nonsense.com> wrote: > > > >About the long waiting time for council housing in the > >UK these days was snipped > > > >>>That's nice. So people on the waiting list camp out in > >>>the park or something? LOL > > > >> No, normally either expected to stay with parents/friends or in hostels > >> paid for by the DSS. And your point is? > > > >The point under discussion is that they get to live in > >subsidized housing. So where's the incentive for people > >that poor to work hard, save money, and buy a house of > >their own? > > > >The starting off point which led to this little excusrion > >is that for most people saving money and buying a house > >takes a certain mindset. The Marxist-socialist opposition > >has held that minimum wage earners can never hope, under > >any circumstances, to be able to acquire enough money for > >a down payment. > > > >That Marxist-socialist viewpoint has been blown to hell > >in this thread. > > > >So why is it that public assistance homes are so hard to > >come by in the workers utopia called the UK? Do you have > >a plethora of poor with insufficient dunding to look > >after them? > > > >I wonder if you have anything like our section 502 loans > >there in the UK? > > > >"Eligibility Requirements: Applicant family must: > > > > * Have an acceptable credit history > > * Have an adequate and dependable source of income not > > exceeding 80% of the county median income > > * Have repayment capacity to service any existing > > obligations and the home loan request > > * Be without adequate housing > > * Be a citizen or non-citizen admitted to the United State of > > America for permanent residence or on indefinite parole > > * Have the ability to personally occupy the home on a > > permanent basis > > * Be located in a community with a population of 10,000 > > or less (selected communities with a population between > > 10,000 - 20,000 are also eligible)" > > > > > >"Fund Availability and Maximum Amounts: Funding is based upon an annual > >appropriation. Loans may be made for up to 100% of the appraised value. > >The Rural Development loan or portion of the loan may be subsidized > >based on financial need in order to show repayment capacity." > > > > These loans are why so many people are defaulting nowdays. Nobody should buy > a home without adequate down payment (10%; ideally 20%). Nobody should take > out an interest-only loan. I'm glad you're not Master of the Universe! > >http://www.rurdev.usda.gov/id/502.htm > > > >BTW, the interest rate can be as low as 1% APR if that sort of > >subsidy appears to be in order. > > > >Offhand it looks like the USA does better than the UK for our > >minimum wage earners who are intent on advancing out of "poverty." > >It looks like if they move out of major metroploitan areas and > >apply their proverbial nose to the stone to get ahead, they have > >a good chance of achieving what has come to be called "The great > >American dream" easily enough. > > > > > Unless they default, as a lot of these home buyers with no down payment do. > Then your credit is ruined, and there goes the American dream. If they don't default they have the American Dream. -- Keith |