Jihad needs scientists
in [Design]
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From: krw on 20 Nov 2006 12:37 In article <ejkcms$8qk_019(a)s922.apx1.sbo.ma.dialup.rcn.com>, jmfbahciv(a)aol.com says... > In article <MPG.1fc685558e332ff8989ba4(a)news.individual.net>, > krw <krw(a)att.bizzzz> wrote: > >In article <ejhvnl$8qk_019(a)s938.apx1.sbo.ma.dialup.rcn.com>, > >jmfbahciv(a)aol.com says... > >> In article <MPG.1fc5b33466bcef3a989b8c(a)news.individual.net>, > >> krw <krw(a)att.bizzzz> wrote: > >> >In article <455BBDAF.EC6FD0C2(a)hotmail.com>, > >> >rabbitsfriendsandrelations(a)hotmail.com says... > >> >> > >> >> > >> >> krw wrote: > >> >> > >> >> > Plus taxes, fees, Spanish-American war debt... > >> >> > >> >> What fees btw ? > >> >> > >> >> The war debt is a joke I presume ? > >> > > >> >Not at all! Though the tax was recently rescinded because it > >> >became such a joke. > >> > > >> Is that the one that requires an IRS form for the 2006 income > >> taxes to get your money back? > > > >Hadn't heard anything about that. > > If you have long distance bills since (I think) the date is in 2002, > you can get a rebate of a tax that was levied. Not the local service > but long distance service. If you want to take the easy way, you > can opt for the assigned amount. I counted up all of my charges > and I get a few dollars more back if I itemize. However, the IRS > did not have the form I'm supposed use on-line when I looked for > it. So I don't know yet if I'm asking for trouble by itemizing > rather than asking for the default amount. No, I hadn't seen any word of a rebate. I thought it was just dropped. > > If you want me to, I'll get the info. Just poke me here. It > was advertised on a blurb on Verizon's phone bill..oh...you don't > have a phone...that's why you don't know about it. Likely. -- Keith
From: unsettled on 20 Nov 2006 14:24 Lloyd Parker wrote: > In article <8f134$455fa861$4fe707c$14952(a)DIALUPUSA.NET>, > unsettled <unsettled(a)nonsense.com> wrote: > >>Phineas T Puddleduck wrote: >> >> >>>In article <acb5$455f9cf1$49ecf66$14693(a)DIALUPUSA.NET>, >>> unsettled <unsettled(a)nonsense.com> wrote: >> >>About the long waiting time for council housing in the >>UK these days was snipped >> >> >>>>That's nice. So people on the waiting list camp out in >>>>the park or something? LOL >> >>>No, normally either expected to stay with parents/friends or in hostels >>>paid for by the DSS. And your point is? >> >>The point under discussion is that they get to live in >>subsidized housing. So where's the incentive for people >>that poor to work hard, save money, and buy a house of >>their own? >> >>The starting off point which led to this little excusrion >>is that for most people saving money and buying a house >>takes a certain mindset. The Marxist-socialist opposition >>has held that minimum wage earners can never hope, under >>any circumstances, to be able to acquire enough money for >>a down payment. >> >>That Marxist-socialist viewpoint has been blown to hell >>in this thread. >> >>So why is it that public assistance homes are so hard to >>come by in the workers utopia called the UK? Do you have >>a plethora of poor with insufficient dunding to look >>after them? >> >>I wonder if you have anything like our section 502 loans >>there in the UK? >> >>"Eligibility Requirements: Applicant family must: >> >> * Have an acceptable credit history >> * Have an adequate and dependable source of income not >> exceeding 80% of the county median income >> * Have repayment capacity to service any existing >> obligations and the home loan request >> * Be without adequate housing >> * Be a citizen or non-citizen admitted to the United State of >> America for permanent residence or on indefinite parole >> * Have the ability to personally occupy the home on a >> permanent basis >> * Be located in a community with a population of 10,000 >> or less (selected communities with a population between >> 10,000 - 20,000 are also eligible)" >> >> >>"Fund Availability and Maximum Amounts: Funding is based upon an annual >>appropriation. Loans may be made for up to 100% of the appraised value. >>The Rural Development loan or portion of the loan may be subsidized >>based on financial need in order to show repayment capacity." >> > > > These loans are why so many people are defaulting nowdays. Nobody should buy > a home without adequate down payment (10%; ideally 20%). Nobody should take > out an interest-only loan. Mr. Parker. Did you read all the terms and conditions above or are you just taking a pot shot at what appears, to you, to be a weak point? Did you not see the part, above, where it says: Have repayment capacity to service any existing obligations and the home loan request >>http://www.rurdev.usda.gov/id/502.htm >> >>BTW, the interest rate can be as low as 1% APR if that sort of >>subsidy appears to be in order. >> >>Offhand it looks like the USA does better than the UK for our >>minimum wage earners who are intent on advancing out of "poverty." >>It looks like if they move out of major metroploitan areas and >>apply their proverbial nose to the stone to get ahead, they have >>a good chance of achieving what has come to be called "The great >>American dream" easily enough. > Unless they default, as a lot of these home buyers with no down payment do. You know for a fact that "a lot" of section 502 loan recipients default on their loans? > Then your credit is ruined, and there goes the American dream. This if then construct has a fallthrough which is, IMO, the default. Didn't California banks used to have a loan arrangement where the first mortgage was 80% or so, and the second mortgage could be another 30% or so, adding up to more than 100%?
From: unsettled on 20 Nov 2006 14:27 krw wrote: > In article <ejskpm$9gs$10(a)leto.cc.emory.edu>, lparker(a)emory.edu > says... > >>In article <8f134$455fa861$4fe707c$14952(a)DIALUPUSA.NET>, >> unsettled <unsettled(a)nonsense.com> wrote: >> >>>Phineas T Puddleduck wrote: >>> >>> >>>>In article <acb5$455f9cf1$49ecf66$14693(a)DIALUPUSA.NET>, >>>> unsettled <unsettled(a)nonsense.com> wrote: >>> >>>About the long waiting time for council housing in the >>>UK these days was snipped >>> >>> >>>>>That's nice. So people on the waiting list camp out in >>>>>the park or something? LOL >>> >>>>No, normally either expected to stay with parents/friends or in hostels >>>>paid for by the DSS. And your point is? >>> >>>The point under discussion is that they get to live in >>>subsidized housing. So where's the incentive for people >>>that poor to work hard, save money, and buy a house of >>>their own? >>> >>>The starting off point which led to this little excusrion >>>is that for most people saving money and buying a house >>>takes a certain mindset. The Marxist-socialist opposition >>>has held that minimum wage earners can never hope, under >>>any circumstances, to be able to acquire enough money for >>>a down payment. >>> >>>That Marxist-socialist viewpoint has been blown to hell >>>in this thread. >>> >>>So why is it that public assistance homes are so hard to >>>come by in the workers utopia called the UK? Do you have >>>a plethora of poor with insufficient dunding to look >>>after them? >>> >>>I wonder if you have anything like our section 502 loans >>>there in the UK? >>> >>>"Eligibility Requirements: Applicant family must: >>> >>> * Have an acceptable credit history >>> * Have an adequate and dependable source of income not >>> exceeding 80% of the county median income >>> * Have repayment capacity to service any existing >>> obligations and the home loan request >>> * Be without adequate housing >>> * Be a citizen or non-citizen admitted to the United State of >>> America for permanent residence or on indefinite parole >>> * Have the ability to personally occupy the home on a >>> permanent basis >>> * Be located in a community with a population of 10,000 >>> or less (selected communities with a population between >>> 10,000 - 20,000 are also eligible)" >>> >>> >>>"Fund Availability and Maximum Amounts: Funding is based upon an annual >>>appropriation. Loans may be made for up to 100% of the appraised value. >>>The Rural Development loan or portion of the loan may be subsidized >>>based on financial need in order to show repayment capacity." >>> >> >>These loans are why so many people are defaulting nowdays. Nobody should buy >>a home without adequate down payment (10%; ideally 20%). Nobody should take >>out an interest-only loan. > > > I'm glad you're not Master of the Universe! > > >>>http://www.rurdev.usda.gov/id/502.htm >>> >>>BTW, the interest rate can be as low as 1% APR if that sort of >>>subsidy appears to be in order. >>> >>>Offhand it looks like the USA does better than the UK for our >>>minimum wage earners who are intent on advancing out of "poverty." >>>It looks like if they move out of major metroploitan areas and >>>apply their proverbial nose to the stone to get ahead, they have >>>a good chance of achieving what has come to be called "The great >>>American dream" easily enough. >>> >>> >> >>Unless they default, as a lot of these home buyers with no down payment do. >>Then your credit is ruined, and there goes the American dream. > > > If they don't default they have the American Dream. The default is not defaulting, otherwise the program would be dropped.
From: JoeBloe on 20 Nov 2006 18:00 On Sat, 18 Nov 2006 04:27:57 +0000, Eeyore <rabbitsfriendsandrelations(a)hotmail.com> Gave us: >JoeBloe wrote: > >> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> Gave us: >> >> >How about you just take a look at when and why this terrorism started ? >> >> You are obviously truly clueless as to the reference point for >> either. > >That sounds to me like you don't know what you're talking about so you just use >a throwaway insult in response instead. Tell us, oh guru, when and why did this terrorism start?
From: JoeBloe on 20 Nov 2006 18:09
On Sat, 18 Nov 2006 17:43:06 -0000, "T Wake" <usenet.es7at(a)gishpuppy.com> Gave us: > >"JoeBloe" <joebloe(a)thebarattheendoftheuniverse.org> wrote in message >news:movsl2d4vgeql5obo47viq39ok1j56ig1e(a)4ax.com... >> On Fri, 17 Nov 2006 11:20:50 +0000, Eeyore >> <rabbitsfriendsandrelations(a)hotmail.com> Gave us: >> >>>How about you just take a look at when and why this terrorism started ? >> >> >> You are obviously truly clueless as to the reference point for >> either. > >Translating that from idiot into English and it should have read "I have >nothing to defend my argument, so I will just insult and pretend I know what >I am talking about." > >Well done Joe. > You're an abject idiot. |