From: lucasea on 15 Nov 2006 00:11 "Eeyore" <rabbitsfriendsandrelations(a)hotmail.com> wrote in message news:455A99E1.A3ED916A(a)hotmail.com... > > > lucasea(a)sbcglobal.net wrote: > >> "T Wake" <usenet.es7at(a)gishpuppy.com> wrote in message >> >> > When you are earning $200 per week, how much can you spare to pay off a >> > mortgage? What duration are US Mortgages? >> >> The longest common mortgage used to be 30 years, with 15 and 10 not being >> uncommon. >> >> > How much of a deposit is normally put down? >> >> Typically 10 - 20%, although with the housing market softening, mortgage >> companies are starting to do really dodgy things, like suckering people >> that >> can barely afford it into a mortgage with 0% down. When someone is this >> financially strapped, it doesn't take much (one appliance failing, for >> example) for them to get well and truly upside-down, another term for >> "financially fucked". > > I saw the othe day that some UK lenders are now offering 40 yr + mortgages > and > crazy income multiples. Yeah, I actually forgot to add that one of the more unethical lending practices developing in the US is what's called an "interest-only mortgage". In other words, the borrower is only obligated to pay the interest each month, and need never put a cent toward principal. That is, in actuality, an infinite-term mortgage (although there may be some language in the agreement about having to pay off the principal by some date--it's just that the required monthly payments don't account for it). Eric Lucas
From: Eeyore on 15 Nov 2006 00:39 lucasea(a)sbcglobal.net wrote: > "krw" <krw(a)att.bizzzz> wrote in message > > lucasea(a)sbcglobal.net says... > >> "krw" <krw(a)att.bizzzz> wrote in message. > >> > > >> > (of course I don't have a phone line, > >> > so...). > >> > >> Well, that latter would be the real issue then, not the distance to a > >> hub. > > > > No, you ditz! I choose not to have a phone line (too expensive), > > Actually, the phone company will run a line to your house for free. There's > nothing saying you have to get phone service using the line. There is here but only for about a year IIRC. Graham
From: Jonathan Kirwan on 15 Nov 2006 02:55 On Wed, 15 Nov 2006 03:52:26 +0000, Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote: >Don Bowey wrote: > >> "Eeyore" <rabbitsfriendsandrelations(a)hotmail.com> wrote: >> > T Wake wrote: >> >> "Don Bowey" <dbowey(a)comcast.net> wrote in message >> >>> "T Wake" <usenet.es7at(a)gishpuppy.com> wrote: >> >>>> >> >>>> What if the 20 year old person trying to live on >> >>>> minimum wage needs health care. How can s/he afford it? >> >>>> >> >>> >> >>> Many doctors will write off the cost of care for people who cannot afford >> >>> to >> >>> pay, and start them off with free "samples" of meds. It's rare to hear of >> >>> someone who is refused the help of a doctor. On the other-hand, a Dr. >> >>> doesn't have to accept a patient who is abusive or has a known habit of >> >>> lieing to the Dr. >> >> >> >> Fair one, but the system still relies on doctors treating people "out of the >> >> goodness of their hearts." >> > >> > This used to happen in the UK too before the NHS. It wasn't considered to be a >> > very satisfactory arrangement. >> > >> > Graham >> >> Not satisfactory to whom? Screw them. >> >> If it satisfies the doctor's wish to make someone well, that's enough. > >Heck, all credit to the doctors of the day but it meant that ppl were reluctant to >seek treatment if they were poor. On your last part of your response, I'll add this: Most of my life, I have been uninsured -- meaning, self-insured. I wasn't particularly poor during that time, but I definitely would weigh whether or not to take my own children to the doctor, wondering and balancing the risks and costs. The fault of any mistakes I made over those years are entirely mine, of course, but I don't believe that the health care of children should be put to such questions, at all. Parents should not be asking themselves the questions I asked myself. I don't think there is any excuse at all for the fact that the US doesn't provide a baseline of health care for all children, regardless of means. Our society is better than that, I think. Jon
From: unsettled on 15 Nov 2006 05:34 Michael A. Terrell wrote: > unsettled wrote: > >>Michael A. Terrell wrote: >> >> >>>krw wrote: >>> >>> >>>>In article <455A00B8.1CF0F40D(a)hotmail.com>, >>>>rabbitsfriendsandrelations(a)hotmail.com says... >>>> >>>> >>>>>krw wrote: >>>>> >>>>> >>>>> >>>>>>jmfbahciv(a)aol.com says... >>>>>> >>>>>> >>>>>> >>>>>>>Thanks. I used to thread pipe for my Dad. He never called >>>>>>>it a tap. He called a threader. >>>>>> >>>>>>A pipe "threader" would be called a "die". >>>>> >>>>>Not if it was an internal thread. >>>> >>>>I've never seen an internal thread on a pipe. Have you? >>> >>> >>> >>> You've never seen a threaded reducer that is a piece of pipe with male >>>& female threads? >> >>That's not "pipe". That's a bushing. >> >>"A pipe fitting used to join two pipes of different >>sizes. A bushing is threaded inside and out. Also a >>cylindrical part used as a lining or guide" >> >>www.alpha-plumbing.com/plumbing-terminology-b.htm >> >>pipe defined: >> >>"a long, hollow cylinder, usually steel, through >>which fluids are conducted." > > > > Galvanized and Aluminum "Pipe" is also used as conduit for electrical > work, with its own terminology. Naw, it is pretty much the same as plumbing, with specialty additions. > If you weren't so close minded, you might learn something. While I learn things all the time, it doesn't seem likely you'll be providing anything new and of consequence. > In this case, its "a long, hollow cylinder, > usually steel, through which electrons are conducted.". Actually wires are most often conducted through conduit. Whether or not there's such a thing as an electron or not that's party to electrical signaling and power is an altogether separate subject. Yes, you technician types, rely on the electron as the only model since that's all you'll ever need. Take your microwave discussions elsewhere please. > The reducers are made from steel pipe, even if you > do consider them to be bushings. Naw. Go read up on this. See how they're manufactured. I don't know what your problem is, but I hope you get over it soon. A fitting, by definition, is not a pipe. Particulars of material are inconsequential to this discussion. >>www.fi.edu/fellows/fellow2/jan99/new/oilvocab.html >> >> >>>I've used lots of them to connect 1/2" rigid conduit >>>to cast boxes with 3/4" internal threads. They are hard to see, if >>>properly installed. >>> >>> >>>A picture of the shoulderless version: >>> >>><http://www.sonsbeek.com.au/product-details.asp?productID=84> >>> >>> >>>A picture of the shouldered version: >>> >>><http://www.aquamole.com/accessories.html> >>> >>> >>>Also, the 91 series RF probes for the Boonton 92 & 9200 meters use >>>internally threaded pipe to make the adapters for various interfaces. >>> >>><http://www.mjs-electronics.se/images/Boonton/91_12f.jpg>
From: Ben Newsam on 15 Nov 2006 05:58
On Tue, 14 Nov 2006 19:11:36 -0600, unsettled <unsettled(a)nonsense.com> wrote: >There's a Marxist-socialist undercurrent in this >discussion which seems to want to equate the value >of all work and all workers. Only in your own mind and in your posts. Nobody else mentions Marx, and nobody else has mentioned equal value of all work or workers. Nobody else seems to think it is relevant. |