From: lucasea on

"T Wake" <usenet.es7at(a)gishpuppy.com> wrote in message
news:uIadnVJvIvWKysbYnZ2dnUVZ8tSdnZ2d(a)pipex.net...
>
> In the UK we are heading towards longer duration mortgages. One of my
> employees has just bought a house with a 35 year mortgage (he is 25). The
> mind boggles at what people are having to do to get a place to live now.

I'm not sure I would have put it that way, at least for the US (I assume
some of what I'm about to say is similar in the UK).

There is almost an entitlement attitude about home purchases that has
developed in this country. A greater percentage than ever of our population
is now homeowners...or to put it another way, some modest fraction of the
people now buying homes in the US would have been considered financially
unable to buy a home, had they been in their current situation 30 years ago.
Much like with credit cards, the financial companies have found that they
have a gold mine, and the more people they can draw in, the better. There
is almost zero risk on their shoulders, since they own the home and can
foreclose when things get uncomfortable (lack of maintenance, missed
payments, etc.) Thus, they have come up with terms to draw more and more
people in...100% mortgages, ridiculous income multiples, that sort of thing.
I happen to be of the mind that it's those own peoples' fault for being
suckered into something they cannot afford. On the other hand, it's very
difficult for someone who does not own a home to understand exactly how much
it costs (I sure didn't when I first bought). The financial institutions
used to be good at weeding out those who are likely to go under by making
the multiple so low. However, they've discovered that that's not in their
best financial interest anymore. There's now really nothing by which
non-homeowners can really gauge if they can really afford it or not, except
what they see their peers doing.

Regardless of the effect on these people personally, in the bigger picture,
it's not good for society as a whole. This is especially true considering
how Congress recently modified the bankruptcy laws.

Eric Lucas


From: lucasea on

"T Wake" <usenet.es7at(a)gishpuppy.com> wrote in message
news:paOdnV3oDeIr_MbYRVnysA(a)pipex.net...
>
> <lucasea(a)sbcglobal.net> wrote in message
> news:iiH6h.25566$TV3.5304(a)newssvr21.news.prodigy.com...
>>
>> <jmfbahciv(a)aol.com> wrote in message
>> news:ejf5am$8qk_004(a)s792.apx1.sbo.ma.dialup.rcn.com...
>>> In article <8aCdnbqWfskwvMfYnZ2dnUVZ8sKdnZ2d(a)pipex.net>,
>>> "T Wake" <usenet.es7at(a)gishpuppy.com> wrote:
>>>>
>>>><jmfbahciv(a)aol.com> wrote in message
>>>>news:ejccrn$8ss_006(a)s858.apx1.sbo.ma.dialup.rcn.com...
>>>>> In article <BN06h.5439$IR4.708(a)newssvr25.news.prodigy.net>,
>>>>> <lucasea(a)sbcglobal.net> wrote:
>>>>>>
>>>>>>"Eeyore" <rabbitsfriendsandrelations(a)hotmail.com> wrote in message
>>>>>>news:45586F70.5FF100EE(a)hotmail.com...
>>>>>>>
>>>>>>>
>>>>>>> jmfbahciv(a)aol.com wrote:
>>>>>>>
>>>>>>>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>>>>>>>>
>>>>>>>> >Finding the right thing that's profitable isn't always that easy.
>>>>>>>>
>>>>>>>> It is easy. People around here charge $50 for 15 minutes' worth
>>>>>>>> of housecleaning and they get it.
>>>>>>>
>>>>>>> They do ?
>>>>>>>
>>>>>>> I'm sure they wouldn't here.
>>>>>>
>>>>>>
>>>>>>It's certainly not the norm in the US. It might be $50, (I've heard
>>>>>>smaller
>>>>>>number, in the $30 - $40 range) but it's not for 15 minutes
>>>>>>work--typically
>>>>>>it is for cleaning a whole house, which, including vacuuming, mopping,
>>>>>>cleaning the loo, is probably more like an hour or two.
>>>>>
>>>>> I have a 4-room house. If one is healthy, it takes 15 minutes to do
>>>>> the usual cleaning.
>>>>
>>>>Blimey. I am going to cut this out and give it to my wife.
>>>>
>>>>I can only suspect your standards of "the usual cleaning" are different
>>>>to
>>>>other peoples.
>>
>> Ah, *now* we get the story behind the wild extrapolations.
>>
>>
>>> Perhaps. If you don't have carpeting it takes about two minutes to
>>> vacuum if you don't move furniture.
>>
>> Most people have carpet, and most people have the area under the
>> furniture cleaned. Next assumption.
>>
>>
>>> There are ways to do cleaning efficiently. The pros have all the
>>> tricks. Part of the habit of living is be in contant pickup
>>> mode. Reduces cleaning times by a lot.
>>
>> And why would somebody who has someone else clean their house get in this
>> habit? If they're not doing the cleaning, there's no incentive to.
>
> Logic rarely enters into /BAHs assumptions and extrapolations.
>
> As a side note,what sort of surface area would a 4 bedroom house in the US
> have?

NB she said 4 rooms, not 4 bedrooms. That would typically mean bedroom,
kitchen, living room and bathroom. That's probably on the order of 1000 sq
ft.

4 bedroom houses are becoming positively enormous here. Typical areas I see
in the newspaper are as much as 2500 sq ft. Older ones might be as little
as 2000 sq ft. When I drive through suburban areas that are being heavily
developed, I'm always shocked at the ubiquitous enormity of the houses.

Eric Lucas


From: unsettled on
Michael A. Terrell wrote:
> unsettled wrote:
>
>>>If you weren't so close minded, you might learn something.
>>
>>While I learn things all the time, it doesn't seem likely
>>you'll be providing anything new and of consequence.

> A true sign of a mind that is closed, and boarded up for the long
> haul.

Nope. In fact my perception has been reinforced by
this latest offering of yours.

>>>In this case, its "a long, hollow cylinder,
>>>usually steel, through which electrons are conducted.".

>>Actually wires are most often conducted through conduit.
>>Whether or not there's such a thing as an electron or
>>not that's party to electrical signaling and power is
>>an altogether separate subject. Yes, you technician
>>types, rely on the electron as the only model since
>>that's all you'll ever need.

> You need to cut back on those homebrew drugs.

Gratuitous bullshit.

>>Take your microwave discussions elsewhere please.

> I did. One of the "Microwaves" I worked on is part of a
> communications system aboard the International Space Station.

A dicksize war. I don't play those.

>>>The reducers are made from steel pipe, even if you
>> > do consider them to be bushings.

>>Naw. Go read up on this. See how they're manufactured.

> I asked the manufacturer, about 25 years ago. They cut threads on
> both sides of the pipe, and cut them into the reducers on a lathe. Even
> you would recognize what I'm talking about if you saw one.

Here's what you wrote on this subject earlier and doesn't
seem to be part of the discussion any longer:

"Because of the slight taper there was no chance of it
going inside the box. "

Message ID was: <455A9EF9.4F9F1583(a)earthlink.net>

Now you're telling em they cut threads on both sides of the pipe
and then cut that into pieces on a lathe.

Would you mind telling us how they managed to cut a longer
lngth of pipe on which each small bushing length segment
ended up having a taper? If they did as short a hunk as
10 feet, let alone the standard length of pipe at 21 feet,
do you realize how small one end would have to be and how
large the other end would be?

You also wrote, in the same posting that:

"You could see the welded seam up the side."

Now here's the rub. Conduit is *not* welded, it is merely
rolled shut. It is not intended to be watertight or
pressure tight. When used in an explosive atmosphere
setting, should there be ignition inside the conduit,
the conduit is supposed to leak the pressure out,
and while expanding, the gasses cool so that they're
below the combustion temperature of the surrounding
atmosphere. This, of course, prevents the conduit from
bursting and causing the surrounding explosive atmosphere
to explode.

>>I don't know what your problem is, but I hope you get
>>over it soon.
>
>>A fitting, by definition, is not a pipe. Particulars
>>of material are inconsequential to this discussion.

> In other words, you can't possibly be wrong, even when faced with
> evidence and personal experience? No wonder you are "Unsettled" Your
> neurons never had a chance, did they? Maybe you should change your CB
> handle to "Inconsequential"?

When a man is wrong, as you are, they're just wrong, and no
amount of argumentation can change it.

Conduit bushings are different from pipe bushings in several
ways. Stores like Home Depot tend to carry only the plumbing
variety because folks working with explosive atmospheres
don't often shop there for electrical goods, they go to
bona fide electrical supply distributors where they are
able to purchase the correct parts and fittings. Home
Depot etc. can get by with a smaller inventory.

If you're an electronics designer, stick to the subject
areas in which you're strong. This most certtainly wasn't
one of them.

And if you want the adventure of buying a screw cutting
lathe, one with a back gear, and all the essential
appointments to go with it, and then learn how to
use it, all the while making scrap metal out of good,
then go right ahead knock yourself out. Come back
with photos of ALL the results so the readers can have
a good laugh.

From: T Wake on

<lucasea(a)sbcglobal.net> wrote in message
news:9WL6h.10665$yl4.3580(a)newssvr12.news.prodigy.com...
>
> "T Wake" <usenet.es7at(a)gishpuppy.com> wrote in message
> news:paOdnV3oDeIr_MbYRVnysA(a)pipex.net...
>>
>> <lucasea(a)sbcglobal.net> wrote in message
>> news:iiH6h.25566$TV3.5304(a)newssvr21.news.prodigy.com...
>>>
>>> <jmfbahciv(a)aol.com> wrote in message
>>> news:ejf5am$8qk_004(a)s792.apx1.sbo.ma.dialup.rcn.com...
>>>> In article <8aCdnbqWfskwvMfYnZ2dnUVZ8sKdnZ2d(a)pipex.net>,
>>>> "T Wake" <usenet.es7at(a)gishpuppy.com> wrote:
>>>>>
>>>>><jmfbahciv(a)aol.com> wrote in message
>>>>>news:ejccrn$8ss_006(a)s858.apx1.sbo.ma.dialup.rcn.com...
>>>>>> In article <BN06h.5439$IR4.708(a)newssvr25.news.prodigy.net>,
>>>>>> <lucasea(a)sbcglobal.net> wrote:
>>>>>>>
>>>>>>>"Eeyore" <rabbitsfriendsandrelations(a)hotmail.com> wrote in message
>>>>>>>news:45586F70.5FF100EE(a)hotmail.com...
>>>>>>>>
>>>>>>>>
>>>>>>>> jmfbahciv(a)aol.com wrote:
>>>>>>>>
>>>>>>>>> Eeyore <rabbitsfriendsandrelations(a)hotmail.com> wrote:
>>>>>>>>>
>>>>>>>>> >Finding the right thing that's profitable isn't always that easy.
>>>>>>>>>
>>>>>>>>> It is easy. People around here charge $50 for 15 minutes' worth
>>>>>>>>> of housecleaning and they get it.
>>>>>>>>
>>>>>>>> They do ?
>>>>>>>>
>>>>>>>> I'm sure they wouldn't here.
>>>>>>>
>>>>>>>
>>>>>>>It's certainly not the norm in the US. It might be $50, (I've heard
>>>>>>>smaller
>>>>>>>number, in the $30 - $40 range) but it's not for 15 minutes
>>>>>>>work--typically
>>>>>>>it is for cleaning a whole house, which, including vacuuming,
>>>>>>>mopping,
>>>>>>>cleaning the loo, is probably more like an hour or two.
>>>>>>
>>>>>> I have a 4-room house. If one is healthy, it takes 15 minutes to do
>>>>>> the usual cleaning.
>>>>>
>>>>>Blimey. I am going to cut this out and give it to my wife.
>>>>>
>>>>>I can only suspect your standards of "the usual cleaning" are different
>>>>>to
>>>>>other peoples.
>>>
>>> Ah, *now* we get the story behind the wild extrapolations.
>>>
>>>
>>>> Perhaps. If you don't have carpeting it takes about two minutes to
>>>> vacuum if you don't move furniture.
>>>
>>> Most people have carpet, and most people have the area under the
>>> furniture cleaned. Next assumption.
>>>
>>>
>>>> There are ways to do cleaning efficiently. The pros have all the
>>>> tricks. Part of the habit of living is be in contant pickup
>>>> mode. Reduces cleaning times by a lot.
>>>
>>> And why would somebody who has someone else clean their house get in
>>> this habit? If they're not doing the cleaning, there's no incentive to.
>>
>> Logic rarely enters into /BAHs assumptions and extrapolations.
>>
>> As a side note,what sort of surface area would a 4 bedroom house in the
>> US have?
>
> NB she said 4 rooms, not 4 bedrooms.

Aha. Well spotted. Sorry, I misread it.

> That would typically mean bedroom, kitchen, living room and bathroom.
> That's probably on the order of 1000 sq ft.

Cool, 1000 sq ft in 15 minutes is getting closer to reality.


> 4 bedroom houses are becoming positively enormous here. Typical areas I
> see in the newspaper are as much as 2500 sq ft. Older ones might be as
> little as 2000 sq ft. When I drive through suburban areas that are being
> heavily developed, I'm always shocked at the ubiquitous enormity of the
> houses.
>
> Eric Lucas
>


From: lucasea on

"Don Bowey" <dbowey(a)comcast.net> wrote in message
news:C180A7E1.4CD2F%dbowey(a)comcast.net...
>
> I prefer the earlier B also, but the price of one in decent condition is
> just more than I want to pay, and I'm tired of restoring cars.

Yeah, I lucked into a decent price on mine. It's definitely a work in
progress, though. The previous owner had gone through and replaced a lot of
parts with non-identical aftermarket (for example, an AC Delco rotary fuel
pump, instead of the original reciprocating pump.) I'm now going through
and replacing them with original replacements. Work on it has stalled the
last couple years, but I hope to resume soon. I fear soon I may need to
rebuild the engine, because it's sounding very "valve-y".


> The 79 was
> in nearly great shape and bargain priced because nobody could fix it's
> problem; it would simply quit running without warning. It took a few days
> to find the electronic ignition unit was shot. It was the wife's daily
> driver for 15 years, then a big Mac dump truck drove up on the rear bumper
> at a stop signal getting the trunk and left rear fender. The daily driver
> now is a BRG Miata MX5.

My personal situation changed a couple years ago (got a dog and a fiancee),
and I had to get rid of my Miata. I miss my Miata. It was my daily driver
for almost 10 years, with the B as my weekend touring car. Lucky me!


> I'd rather have a new MG, but they are not importing to the US yet.

Frankly, I'm rather a purist, and I detest what I have seen of the new
design.

Eric Lucas